Protect What's Important and Recover from the Unexpected
Welcome to our insurance agency, located in the heart of Waterford, Wisconsin. Our agency is headed by Bill Czaja, a University of Wisconsin, La Crosse graduate and a State Farm Agent since 1992. Bill is a dedicated family man, married for over 40 years and a proud father of three sons and grandfather of five granddaughters. With over 32 years of experience in the insurance industry, Bill and his team have served countless families and individuals, helping them protect what matters most.
Our team consists of six licensed professionals, ready to assist you with your insurance and financial needs. We specialize in helping first-time homeowners, people moving to the Waterford area, newly married, and new parents with their insurance and financial needs. Our commitment is to help people protect what is important and recover from the unexpected in the surrounding communities of Waterford, Rochester, Wind Lake, Burlington, and many others in the great state of Wisconsin.
Our Services
At our agency, we offer a comprehensive range of insurance products to meet your needs. Our offerings include:
- Auto Insurance
- Motorcycle Insurance
- Homeowners Insurance
- Condo Insurance
- Renters Insurance
- Personal Articles Insurance
- Business Insurance
- Life Insurance
- Health Insurance
- Pet Insurance
- Recreational Vehicles Insurance
- Boat Insurance
In addition to these, we also provide other products, such as Banking, Mutual Funds, and Annuities. We are here to help you protect your assets, prepare for the future, and recover from the unexpected.
Meet Bill Czaja
Bill Czaja is a seasoned insurance professional, dedicated to serving the community of Waterford and beyond. As a graduate of the University of Wisconsin, La Crosse, Bill has been a State Farm Agent since 1992. He is an active member of the community, a past president of various organizations, and a six-time Ironman finisher. Bill is a family man, married for over 40 years, and a proud father and grandfather. His experience, dedication, and commitment to his clients make him a trusted advisor for all your insurance and financial needs.
Why Choose Us?
At our agency, we pride ourselves on our personalized service, commitment to our clients, and extensive knowledge of the insurance industry. We offer in-person and virtual meetings, making it convenient for you to get the help you need, whether it's for your family or your future. Our team is here to assist you in any way we can, so let us help you make 2024 the greatest it can be.
Experience the difference of working with a dedicated, community-focused insurance agency. Contact us today to learn more about how we can help protect what matters most to you.

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