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Everyone Deserves a Fresh Start

At Osborne & Barrett PLLC, we understand that dealing with legal issues related to bankruptcy can be an overwhelming and stressful time. Our team of experienced legal professionals have been providing superior legal counsel to clients since 2004. We are dedicated to helping you navigate the complicated legal process in a compassionate, yet efficient manner.

We offer a wide range of services including Chapter 7 and Chapter 13 bankruptcy, debt relief, and emergency consultations. Our goal is to provide clear guidance for cases related to bankruptcy law, ensuring that our clients can successfully navigate the legal waters. We understand that every situation is unique, and we are committed to providing personalized legal assistance to meet your specific needs.

Chapter 7 Bankruptcy Law

A Chapter 7 bankruptcy is a liquidation plan. While not all debts can be discharged (including, among others: tax liens, student loans, child support, and other domestic support obligations), many debts can be. Under a Chapter 7 bankruptcy, a court-appointed trustee determines if there is any non-exempt property in order to pay off as many creditors as possible. While creditors have the right to object to a discharge in court, once a debt has been discharged under Chapter 7, the individual no longer carries any liability for that debt. Chapter 7 bankruptcy is meant to offer an individual a fresh start by discharging as many debts as possible.

Who's Eligible to File for Chapter 7 Bankruptcy? If an individual's income is higher than their state's median income, they may be subject to a "means test." This test is meant to ensure no abuse of the protections offered under a Chapter 7 bankruptcy. It's critical that individuals obtain the representation of an experienced, quality bankruptcy attorney to represent their interests throughout a Chapter 7 action.

Dedicated Assistance

At Osborne & Barrett PLLC, we pride ourselves on providing dedicated assistance for filing bankruptcy. Our legal counsel includes services related to Chapter 7 and Chapter 13 bankruptcy, debt relief, and more. We understand the importance of clear guidance and personalized legal assistance during this time. Our team is committed to making the bankruptcy process as smooth as possible for our clients.

Why Choose Us

Osborne & Barrett PLLC is a debt relief agency, helping people file for bankruptcy relief under the United Bankruptcy Code. We have over 15 years of experience and a proven track record of successfully guiding clients through the bankruptcy process. Our team is dedicated to providing superior legal assistance and ensuring that our clients receive the best possible outcome.

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