Zimco Capital

Since 1980, Zimco Capital has been a trusted partner for individuals and families seeking to achieve their financial goals. Operating as an independent, full-service financial planning firm headquartered in Livonia, Michigan, we have a proven track record of guiding clients throughout Metro Detroit and beyond. Our commitment to personalized service and tailored strategies has allowed us to foster lasting relationships built on trust and dependability.

We understand that each client's financial situation is unique, and we take a holistic approach to planning. We believe that a comprehensive financial plan should encompass all aspects of your financial life, including wealth accumulation, retirement planning, estate planning, and more.

Our Services

We offer a wide range of services designed to meet the diverse needs of our clients. Whether you are just starting your financial journey or looking to refine your existing plan, our team of experienced financial professionals is here to guide you every step of the way.

• Wealth Accumulation: We help you develop a strategy for growing your wealth over time. This may include investing in a diversified portfolio of stocks, bonds, and other assets, as well as exploring alternative investment opportunities that align with your risk tolerance and investment goals. We offer guidance on individual and joint accounts, IRA and Roth IRA accounts, and IRA rollovers, helping you maximize your savings potential.

• College Savings: Planning for your children's or grandchildren's education is a crucial aspect of financial well-being. We can help you establish a 529 plan, a tax-advantaged savings account specifically designed for educational expenses. Our guidance on maximizing contributions and understanding plan options can contribute to a more secure financial future for your loved ones.

• Income Maximization: As you approach retirement, ensuring a sustainable income stream becomes paramount. We work with you to create a retirement plan that aligns with your desired lifestyle and allows you to live comfortably during your retirement years. We explore various income generation strategies, including annuities, pensions, and social security, ensuring you maximize your financial resources.

• Lower Volatility: We understand the inherent fluctuations in the market and the impact they can have on your investments. We strive to minimize portfolio volatility by implementing risk management strategies and diversifying your investments across various asset classes. Our goal is to protect your capital while still striving for growth.

• Long Term Care: Planning for long-term care expenses is essential for preserving your assets and ensuring your financial security in case of unforeseen health issues. We assess your needs and help you explore various long-term care options, including insurance policies and other financial strategies, to mitigate potential financial burdens.

• Legacy Arrangements: Ensuring your wealth is transferred to your loved ones according to your wishes is a vital aspect of estate planning. We guide you through the process of creating a comprehensive estate plan, which may include wills, trusts, and other legal documents, protecting your assets and minimizing potential tax liabilities for your heirs.

Meet Our Team

Our team of experienced financial professionals is dedicated to providing you with personalized guidance and support every step of the way.

• Timothy Zimcosky - President & Financial Advisor:

With over 40 years of experience in the financial services industry, Tim brings a wealth of knowledge and expertise to Zimco Capital. As a Certified Financial Planner, he is passionately dedicated to helping clients achieve their financial goals. His dedication to his clients and his industry has earned him a reputation as a trusted advisor.

• Zachary Zimcosky - Vice President & Financial Advisor:

Zach joined Zimco Capital in 2008, bringing fresh perspectives and a commitment to providing exceptional client service. He holds a B.A. in Financial Planning and is a licensed securities and insurance professional. Zach's passion for financial planning is driven by his desire to empower clients and guide them towards a secure financial future.

• Eileen Borg - Operations Manager: Eileen's extensive experience in the financial industry, coupled with her exceptional organizational skills, makes her an invaluable asset to our team.

• Debbie Barshaw - Administrative Manager: Debbie's dedication to providing efficient and accurate administrative support ensures the smooth operation of our firm.

• Angie Snider - Administration Specialist: Angie's passion for helping others and her commitment to excellence contribute to a positive and productive work environment.

A Client-Centric Approach

At Zimco Capital, our core values are centered on providing exceptional client service. We believe in building long-lasting relationships built on trust, transparency, and open communication. We take the time to understand your unique financial situation, goals, and concerns, and we tailor our strategies to meet your specific needs. We are committed to providing you with the highest level of personalized guidance and support throughout your financial journey.

Let's Get Started

We invite you to schedule a consultation with one of our experienced financial advisors to discuss your financial needs and explore how we can help you achieve your long-term goals.

Creating Your Financial Future