Overacre Insurance Agency

Overacre Insurance Agency & Manteca Insurance & Financial Services is a dedicated independent insurance agency serving the best interests of our clients in Kimberly & Idaho Falls, Idaho, and Manteca, California. We understand that insurance can be complex, and it's not always easy to know where to turn for the right coverage at the right price. That's where we come in.

As an independent agency, we have the freedom to work with a wide range of insurance companies, carefully selecting the best options to meet the unique needs of each individual client. This means you're not limited to a single provider's products and services; we meticulously compare options from multiple carriers to ensure you receive the most comprehensive and financially sound protection. At Overacre Insurance, our core mission is to empower our clients with knowledge and security. We strive to educate individuals and businesses about the complexities of insurance, demystifying the process and helping them make informed decisions that safeguard their future.

Our Comprehensive Service Offerings

We offer a diverse portfolio of insurance products tailored to meet the needs of individuals and businesses alike.

Personal Insurance

Protecting your personal life and assets is essential, and we provide a wide range of insurance solutions to ensure your peace of mind. Our personal insurance offerings include:

• Auto Insurance: Comprehensive coverage for all types of vehicles, including standard cars, motorcycles, ATVs, classic cars, and recreational vehicles like RVs and motor homes. We help ensure you are adequately protected on the road.
• Homeowners Insurance: Safeguard your most valuable asset, your home, from unforeseen events. We offer policies that cover various perils, including fire, theft, vandalism, and natural disasters.
• Renters Insurance: Protect your personal belongings and liability within your rented property. This essential coverage provides financial protection in case of damage or theft.
• Flood Insurance: Additional coverage for damages caused by flooding, which is increasingly prevalent in many areas.
• Earthquake Insurance: Safeguard against the financial impact of earthquakes, a major risk in certain regions.
• Life Insurance: Secure the financial well-being of your loved ones in the event of your passing. We provide various life insurance options to suit your needs and budget.
• Health Insurance: Gain access to quality healthcare with comprehensive health insurance plans that meet your individual and family requirements.
• Disability Insurance: Protect your income in case of an unexpected illness or injury that prevents you from working.
• Pet Insurance: Provide financial support for unexpected veterinary bills and protect your furry companion's health.

Business Insurance

We understand that businesses face unique risks, and we offer tailored insurance solutions to protect your enterprise. Our business insurance offerings include:

• Business Owners Policy (BOP): Comprehensive coverage that combines essential business insurance coverages, such as property, liability, and business interruption.
• General Liability: Protect your business from claims of bodily injury or property damage caused by your operations.
• Commercial Auto: Cover your company vehicles and protect against liability arising from accidents.
• Workers' Compensation: Meet your legal obligations and provide financial support to employees injured on the job.
• Commercial Property: Safeguard your business property, including buildings, equipment, and inventory, from damage or loss.
• Errors and Omissions (E&O): Protect your business from claims of professional negligence or errors.
• Cyber Liability: Safeguard your business from the financial and reputational damage caused by cyberattacks and data breaches.
• Professional Liability: Protect against claims of negligence or malpractice specific to your profession. (Also known as errors and omissions insurance)

Contact Us

Our experienced and dedicated team of insurance professionals is here to guide you through the process, answer your questions, and help you find the best insurance solutions for your individual needs.