CSR Financial Services

Who We Are

CSR Financial Services is a comprehensive financial planning firm dedicated to helping individuals and families in Grafton, MA, and the surrounding areas achieve their financial goals and aspirations. We believe that financial planning is about more than just accumulating wealth - it's about creating a plan that allows you to live the life you've always dreamed of.

Our Philosophy

At CSR Financial Services, we believe that every client is unique and deserves a personalized approach to their financial planning. We take the time to get to know you, your values, and your goals, so we can create a customized plan that fits your needs and helps you pursue your financial dreams.

Our Advisor

Peter Cardoza, CFP, is the founder and lead advisor of CSR Financial Services. Peter has earned the CERTIFIED FINANCIAL PLANNER certification, which is the gold standard in financial planning. He is committed to serving his clients' best interests and has a fiduciary approach to financial planning. With his advanced planning certification, independent advice, and years of experience, you can trust Peter to help you make informed decisions about your financial future.

How We Help

At CSR Financial Services, we offer a range of services to help you achieve your financial goals. Here are some of the ways we can help:

Accumulation

Building a personalized portfolio is essential to pursuing your financial goals while staying within your risk comfort zone. We'll work with you to create a customized investment strategy that aligns with your goals and risk tolerance.

Risk Management

Protecting your family and assets from unexpected losses is crucial to achieving long-term financial success. We'll help you learn how to minimize losses associated with your assets and create a plan to protect your family's financial future.

Taxation

Navigating the complex world of taxes can be overwhelming, but it's essential to take advantage of all the legislation opportunities available to help minimize your tax liabilities. We'll help you create a tax-efficient plan that aligns with your goals.

Business Planning

As a business owner, you have unique concerns such as executive compensation, risk management, succession planning, and capital distributions. We'll help you manage these concerns and create a plan that aligns with your business and personal goals.

Retirement Planning

Planning for your retirement today is essential to drawing on your income in the most efficient way during retirement. We'll help you create a plan that allows you to enjoy the retirement lifestyle you've always dreamed of.

Estate Planning

Planning for the management of your assets during life and their orderly distribution after passing is crucial to ensuring your legacy lives on. We'll help you create an estate plan that aligns with your goals and values.

Doing What's Right for You

At CSR Financial Services, we're committed to doing what's right for you. We're an independent firm, which means we have the freedom to offer unbiased advice that's in your best interest. We're proud to have earned the trust and confidence of our clients, and we look forward to helping you pursue your financial dreams.