Highlands Wealth Advisors

Highlands Wealth Advisors is an independent wealth management firm serving families and individuals, headquartered in Southern California. Our team of experienced professionals is dedicated to providing personalized and customized wealth management solutions that meet the unique needs of each client. For over a decade, we have been committed to giving our clients peace of mind and helping them achieve their financial goals.

Our Philosophy

At Highlands Wealth Advisors, we believe that every individual deserves access to high-quality financial planning and investment management. We don't believe in a one-size-fits-all approach; instead, we take the time to understand each client's unique needs, risk tolerance, and goals. Our team works collaboratively with clients to design and implement customized investment portfolios that are broadly diversified, tax-efficient, and tailored to meet their specific needs.

Our Services

Our comprehensive wealth management services include:

• Investment management: We work closely with clients to design and implement customized investment portfolios that align with their goals and risk tolerance.
• Retirement planning: We help clients plan for their retirement, ensuring they have a secure financial future.
• Estate planning: We work with clients to create a comprehensive estate plan, protecting their assets and ensuring their wishes are respected.
• Financial planning: Our team provides clients with personalized financial planning, helping them achieve their financial goals.

Our Team

Our team of experienced professionals is dedicated to providing exceptional service to our clients. With extensive experience in managing portfolios of every size, we are committed to delivering results-driven investment strategies.

Our Experience

Our team has extensive experience managing portfolios of every size and has a deep understanding of the financial markets. We have a proven track record of delivering consistent returns and providing our clients with peace of mind.

Investment Philosophy

At Highlands Wealth Advisors, we believe that investment success is achieved through a disciplined, rules-based approach. Our investment philosophy is built around the principles of research-driven investing and the power of diversification. We use the expertise of Dimensional Fund Advisors (DFA) to create custom investment portfolios that are designed to meet our clients' unique needs.

Our Approach

Our investment approach is centered around the following four-step process:

1. Needs Assessment: We take the time to understand each client's unique needs, desires, goals, risk tolerance, time horizon, income requirements, tax status, and special circumstances.

2. Investment Policy: We create a customized Investment Policy that outlines the overall investment philosophy, target allocation, goals, constraints, risk tolerance, income and liquidity needs, tax status, and any other special circumstances.

3. Initial Implementation: We design a customized implementation plan for each client, taking into account the specific composition and complexity of their portfolio.

4. Monitoring, Rebalancing, and Reporting: We continuously monitor and rebalance client portfolios to ensure they remain aligned with their Investment Policy, and provide quarterly portfolio appraisals and performance reports.

Contact Us

For more information about Highlands Wealth Advisors and our services, please do not hesitate to contact us.