Colonial Insurance

Colonial Financial Services is your trusted local insurance agency, serving the Rutland, Vermont community for over 40 years. We pride ourselves on being more than just a nameless voice on the other end of the phone. Our brick-and-mortar location in Rutland allows us to build genuine, lasting relationships with our clients. We believe in the power of open communication and personalized service, taking the time to understand your individual needs, goals, and dreams. Our approach is built on a foundation of trust and transparency, free from high-pressure sales tactics.

Our Commitment

We are independent insurance agents, representing a carefully selected group of secure and competitive insurance companies. This independence allows us to shop around on your behalf and find the best policy to fit your unique situation and budget. Whether you're seeking Medicare coverage, want to protect your loved ones with life insurance, or are looking to secure your financial future with annuities, our team is dedicated to providing you with comprehensive guidance and support every step of the way.

Medicare Insurance Coverage

Navigating the complexities of Medicare can be overwhelming. Our dedicated team is here to simplify the process by helping you with every aspect of your Medicare journey. We assist you in obtaining your Medicare card, understand your eligibility for Parts A and B, and guide you in selecting the ideal Medicare Advantage Plan (Part C) or Medicare Supplement Insurance (Medigap) to meet your health care needs and prescription drug coverage (Part D). Our expertise allows us to ensure you're enrolled in a plan that aligns perfectly with your circumstances, offering a balance of affordability and comprehensive benefits.

Life Insurance Coverage

Life insurance is a crucial pillar of financial security for your loved ones. We understand that choosing the right policy can be daunting, with numerous options available. We take the time to listen to your unique needs and goals, explain the various types of life insurance in detail - including Term, Universal, Index Universal, and Whole Life - and guide you towards the best fit. We can also help you navigate the qualification process, whether it be through a Guaranteed, Simplified, or Full Medical Review, ensuring you secure the coverage you need at a price you can manage.

Annuities

Annuities present a powerful way to grow your savings while mitigating market risk. They offer the potential for guaranteed income for life, providing a stable financial foundation for your retirement years. We work with top-rated insurance companies to offer you a range of annuity options, including traditional fixed annuities and innovative hybrid Index Annuities. Our team will carefully explain the features and benefits of each type of annuity, helping you make an informed decision that aligns with your financial goals.