Blueprints For Tomorrow

At Risk Resource, we are committed to providing advanced life insurance solutions for business and estate planning. As a nationally recognized life insurance firm, we specialize in designing and implementing comprehensive strategies to better prepare individuals, families, and businesses for the future. Our purpose is to provide peace of mind through our expertise in succession planning and life insurance solutions.

Our Story

With over 40 years of experience and a proven track record of serving over 2,500 active clients, we have earned a reputation for being a trusted and reliable partner in the life insurance industry. Our team of experts is dedicated to providing personalized attention and tailored solutions to meet the unique needs of our clients. We take a holistic approach to reviewing in-force insurance policies and reviewing new ones to ensure that our clients are adequately protected.

Our Services

We offer a range of life insurance solutions and business planning strategies to help our clients achieve their goals. Our services include:

• Business Planning: We work directly with closely held businesses to create customized strategies and solutions to prepare business owners for both the expected and unexpected.
• Buy-Sell Agreements: We design and implement buy-sell agreements to ensure that the ownership and control of a business are transferred smoothly in the event of death, disability, or retirement.
• Key Person Insurance: We provide key person insurance solutions to protect businesses from the financial impact of losing a key employee or owner.
• Executive Bonus Plans: We design and implement executive bonus plans to attract, retain, and reward key employees.
• Collateral Assignments: We provide collateral assignments to secure business loans and ensure that the lender's interests are protected.
• Business Valuations: We conduct business valuations to determine the value of a business and help owners make informed decisions.
• Retirement of the Owner: We provide strategies and solutions to help business owners transition out of their businesses and into retirement.
• Stay Bonus Agreements: We design and implement stay bonus agreements to incentivize key employees to stay with the business long-term.
• OE Insurance: We provide OE insurance solutions to protect businesses from the financial impact of employee death or disability.
• Estate Planning: We provide comprehensive estate planning solutions, including life insurance, ILITs, life insurance audits, and 1035 exchanges.
• Disability Insurance: We offer disability insurance solutions to protect individuals and businesses from the financial impact of disability.
• Annuities: We provide annuity solutions to help individuals and businesses achieve their long-term financial goals.
• Long-Term Care Insurance: We offer long-term care insurance solutions to protect individuals and businesses from the financial impact of long-term care expenses.
• Life Settlements: We provide life settlements to help individuals and businesses get the most value out of their life insurance policies.

What Sets Us Apart

At Risk Resource, we are committed to providing exceptional service, expertise, and personalized attention to our clients. We are 100% independent and client-focused, which means that we work solely for the benefit of our clients, not for any insurance company. Our team of experts has over 40 years of combined experience in the life insurance industry, and we have earned a reputation for being trusted, reliable, and knowledgeable partners.