Get into your dream home! Competitive rates for all of your needs!
At Emerald Pacific Capital, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today. After you select the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of homeownership.
Our Services
As a leading mortgage lender, we offer a wide range of services to help you achieve your dream of homeownership. Whether you're looking to purchase a new home, refinance an existing mortgage, or explore specialized loan options, we have the expertise and products to help you achieve your goals. Our loan programs include FHA Loans, Conventional Loans, Refinance Loans, VA Loans, USDA Loans, Non-QM Loans, Reverse Mortgage Loans, and Foreign National Loans.
Expertise and Experience
Our team of experienced professionals is dedicated to providing exceptional customer service and expert guidance throughout the mortgage process. With years of experience in the residential lending industry, we have the knowledge and expertise to help you navigate the complex world of mortgage financing.
Loan Calculators and Tools
We offer a range of mortgage calculators and tools to help you make informed decisions about your mortgage options. From calculating your monthly mortgage payments to determining how much home you can afford, our calculators are designed to provide you with the information you need to make confident decisions.
Mortgage Information and Resources
At Emerald Pacific Capital, LLC, we believe that education is key to making informed decisions about your mortgage options. That's why we provide a range of resources, including mortgage information, frequently asked questions, and a mortgage glossary, to help you understand the mortgage process.
Meet Our Professionals
Our team of experienced professionals is dedicated to providing exceptional customer service and expert guidance throughout the mortgage process. Meet our team of loan officers, each with their own unique expertise and experience in the residential lending industry.
Overall Experience
The overall experience with David Smith and Emerald Pacific seems to be highly positive, with most reviewers praising David's professionalism, knowledge, and dedication to helping them achieve their financial goals.
Customer Service
David is praised for his exceptional customer service skills, being patient, communicative, and responsive to his clients' needs. He is described as "amazing, " "professional, " and "kind, " with many reviewers appreciating his ability to explain complex financial concepts in a clear and concise manner.
Loan Process
The loan process is described as "quick and painless" by some reviewers, with David guiding them through each step and keeping them informed along the way. His expertise and knowledge of the financial industry are also highlighted, as he is able to find the best financial fit for his clients.
Trust and Reliability
Many reviewers express their trust and appreciation for David's honesty and sincerity, feeling that he has their best interests at heart. He is described as "honest" and "sincere, " with some reviewers stating that they felt he was "on their side" throughout the loan process.
One Negative Review
On the other hand, one reviewer expresses a negative experience, stating that the closing rate charged by Emerald Pacific was higher than expected and that they felt bound into paying the rate.
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