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Protecting your future, today.

Special Risk Services (SRS) has been a leading provider of specialized life insurance solutions for individuals with health challenges since 1983. We're dedicated to partnering with clients to protect their families and financial security despite health concerns.

Our Mission

Our mission is to empower individuals with the knowledge, guidance, and products they need to navigate the complexities of life insurance and achieve their financial goals. We prioritize:

  • Accessibility: Simplifying the application and underwriting process to make life insurance more attainable.
  • Expertise: Access to experienced professionals who understand the unique needs and challenges of those with health issues.
  • Transparency: Clear and upfront communication throughout the process, ensuring clients understand their coverage and costs.

What We Offer

SRS offers a comprehensive portfolio of life insurance products and services designed to address the specific needs of individuals facing health challenges. These include:

  • Life Insurance: Traditional life insurance policies designed to provide a death benefit to beneficiaries in the event of the insured's passing.
  • Annuities: Secure your income in retirement or supplement your retirement savings with reliable fixed or variable payouts.
  • Long-Term Care Insurance: Get peace of mind knowing you have coverage for potential long-term care expenses.
  • Final Expense Insurance: Ensure your final expenses are covered without burdening loved ones.

Our Commitment

Our team of experts stays current with industry trends and regulations, offering comprehensive knowledge and guidance to:

  • Producers: Support agents in building and growing their business with innovative products and resources.
  • Clients: Empower individuals to navigate the application and claim processes with ease.
  • Carriers: Partner with top-rated carriers to ensure clients receive competitive options and personalized coverage.
From personalized quoting tools to streamlined contracting processes and ongoing support, SRS is committed to providing exceptional life insurance solutions tailored to your unique needs.
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