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Hatfield Insurance Agency has been providing insurance in the Oxford, Ohio and the surrounding communities since 1950. At Hatfield, we offer friendly personal service and promise our customers will always be taken care of. "For Service. Beyond the Contract" is our motto, reflecting our commitment to assist you when you have a claim or coverage question. We work with you to properly access your insurance needs, comparing not only premiums but also coverages to provide you the best value.

Business Insurance

The importance of your company can't be understated. And like any other valuable asset, it needs a safeguard. That comes in the form of business insurance. In an instant, things can go from stable to being a cascade of expenses that could put your company at risk. Let's explain how insurance can help you make the decision you need with ease. Why Business Insurance Matters? The backbone of your financial resources is business insurance, but most people don't realize that until it's too late. It's a key component to ensuring that your business can stay open and running even through hard times. If you want to guarantee the consistent operation of your business no matter what challenges come your way, this is something you have to take seriously.

Choosing the Right Coverage When it comes to businesses, there is no single solution that fits all. No matter what business it is, there will always be risks and costs. The best way to deal with those is through an insurance expert. They'll help you come up with a plan that meets your unique needs. Cost Considerations When you're shopping around for insurance, there are a few factors that will affect the cost. The biggest one is how much coverage you need. In addition to that, things like your location and what field your business is in can also play a role. Claims and Filing Don't wait to get the ball rolling on filing a claim if you're missing something. The process isn't difficult, and ready to help you is your insurance provider every step of the way. In fact, they'll even do their best to assist you as soon as possible. Types of Business Insurance Insurance, specifically business insurance, is the protective layer that companies use to safeguard themselves from potential issues or uncertainties. It comes in different types tailored to address specific vulnerabilities and requirements that you should become familiar with. Doing so will aid you in ensuring the long-term safety and security of your company. General Liability Insurance Your business could be in some trouble if your product or service leads to injuries or damages. There's hope, though, with the help of liability insurance. Think of it as a superhero that steps in and handles all claims related to property damage and injuries. Property Insurance Think of insurance as a protective forcefield for your property. It stands between things like natural disasters, theft, and fire. With insurance, you can sleep well knowing you won't have to shoulder the financial burden of fixing or replacing what gets damaged. This is important because unexpected expenses can quickly kill a business. Workers' Compensation Many people have heard of occupational accident insurance. It's there to help workers when they

get hurt while on the job and can take care of their medical bills and wages that