Prium Life & Health

Prium Life and Health is a company that places its customers at the forefront of its operations. Through this customer-centric approach, we have built trust and accountability with our members. We are dedicated to helping you with your insurance needs, providing guidance and assistance in finding the right type of plan for you and your family at the right time and the right price. Our team is composed of diverse individuals, each bringing unique strengths and talents that contribute to the overall success of our organization.

Affordable Insurance and Proper Coverage

Protecting ourselves and our loved ones with insurance coverage is essential, but the process of finding the right plan can be frustrating and confusing. You may find yourself asking questions such as: Should I purchase life insurance? Should I purchase health insurance? What is the most affordable option? Which plan offers the best coverage? What can I do if these plans don't offer vision, dental, hearing, or prescription coverage? If you have existing coverage, you may wonder what other insurance plans are more suitable for you and how to change your plan. The answer to all these questions is unique to each individual, as everybody has different life circumstances and needs. At Prium Life and Health, we are here to help you answer these questions and find the best coverage for your needs.

Why Do Business with Us?

At Prium Life and Health, we are committed to providing the highest level of professionalism and ethical standards to our clients. When you choose to work with us, you can expect the following:

• You're #1: Our team of licensed agents stands behind you, providing unmatched professionalism and the highest in ethical standards.
• Active Listening: We fully concentrate and focus on what you say to better understand your needs and provide you with the best service.
• Great Coverage: As insurance brokers for many carriers, we can offer many plans and help you compare them to find the best coverage.
• Save Money: We find a plan that meets your coverage needs within your budget to help you save as much money as possible.

Benefit Services Offered

At Prium Life and Health, we offer a wide range of insurance plans to meet your needs. Here are some of the services we offer:

• Life Insurance: We offer term life insurance that provides the most coverage per dollar and covers you for a specific time period. If you die during the policy term, payments will be made to the beneficiary. We also offer whole life insurance that provides death benefits for the entire life of the insured and may provide living benefits in the form of cash values. Additionally, we offer final expense insurance to help pay for expenses associated with death, such as caskets and embalming.
• Health Insurance: We offer on-exchange health insurance plans that are available on the public exchange only. If you qualify for a subsidy, and choose to use it on your health plan, then shopping on-exchange is your best option. We also offer off-exchange health insurance plans that are available outside of the public exchange environment, or in the open market. The strongest benefit of shopping off-exchange is greater plan availability.
• Medicare Supplements: We offer Medicare supplements, also known as Medigap, which are sold by private companies and can help pay some of the health care costs that Medicare doesn't cover, such as co-payments, coinsurance, and deductibles.
• Dental, Chiropractic, Savings Plans and More: We offer dental and chiropractic plans, as well as savings plans and more. Contact us today to discuss your options.

At Prium Life and Health, we are dedicated to providing our customers with the best insurance plans to meet their needs. Contact us today to learn more about how we can help you.