Summit Lending Of Long Beach

At Summit Lending of Long Beach, we pride ourselves on being a locally owned and operated business, dedicated to providing personalized service in the digital age. As a direct lender, we have the ability to approve, process, underwrite, and fund your loan quickly, without being bound by the requirements of other financial institutions. This allows us to offer the best loan options with the best rates available for your specific mortgage needs in California.

Company Profile

Summit Lending of Long Beach is a branch office of the Orange County-based Summit Lending, a direct mortgage lender specializing in FHA, VA, Conventional Fixed Rate, and Jumbo mortgage loans for home buyers and homeowners throughout California. With over two decades of experience serving Southern California homeowners and buyers, we have earned the trust of our clients, REALTORS, and affiliate partners throughout the State of California.

Our Team

Our team is led by Shannon Daniele, Senior Loan Officer, who oversees all operations and reviews all scenarios to ensure our clients receive the best possible financing. Joshua Amescua, Junior Loan Officer, provides consistent and thorough follow-up during the pre-approval process and throughout the entire transaction. Silvia Robles, Loan Coordinator, works closely with our processor to keep everything on track from contract-to-close with frequent updates to all parties.

Loan Options

We offer a range of loan options tailored to meet the unique needs of our clients. Our loan options include:

Conventional Loans

We offer conventional loans in California, backed by Fannie Mae or Freddie Mac, ideal for Californians seeking a fixed rate mortgage loan for 10-30 years. These loans are available as fixed or adjustable interest rate, ensuring consistent monthly payments and the security of knowing your mortgage payment will remain the same for a set number of years.

VA Loans

At Summit Lending, we specialize in helping active duty, reservists, and military veterans to obtain VA loans to purchase a home or to refinance their existing mortgage into a more affordable loan.

FHA Loans

Our team of expert mortgage consultants specializes in helping California homeowners and home buyers to obtain FHA loans.

Jumbo Loans

We offer jumbo loans in excess of the conventional loan limits set by Fannie Mae and Freddie Mac.

Stated Income Loans

We also offer stated income loans, allowing you to finance costs beyond the home's value, such as furniture or landscaping.

Benefits of Working with Us

By choosing Summit Lending of Long Beach, you can rest assured that you are working with a team of experienced, top-rated loan officers who have an exceptional reputation for providing the best loan options to homebuyers and homeowners throughout California. We pride ourselves on:

• Providing personalized service in the digital age
• Offering the best loan options with the best rates available
• Approving, processing, underwriting, and funding loans quickly
• Ensuring consistent monthly payments
• Providing the security of knowing your mortgage payment will remain the same for a set number of years