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Protecting Your Tomorrow, Today!

At Team Lulay State Farm agency, we are dedicated to providing our clients with exceptional insurance and financial services. Our team, led by Teresa Lulay, has been serving the Salem community since 1997. We take pride in our commitment to helping people safeguard their valuable assets and achieve their financial goals.

Our Services

We offer a wide range of insurance products, including auto, homeowners, condo, renters, personal articles, business, life, health, and pet insurance. In addition to insurance products, we also provide banking, mutual funds, and annuities services. Our team is equipped to provide financial services to our customers, and we hold various designations, including Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC).

Our Mission

Our mission is to provide personalized service to our clients, helping them make informed decisions about their insurance and financial needs. We strive to build long-lasting relationships with our clients, providing them with exceptional service and support.

About Teresa Lulay

Teresa Lulay is the founder and owner of Team Lulay State Farm agency. With over 25 years of experience in the insurance industry, Teresa has established herself as a trusted advisor to her clients. She holds a B.S. degree from Linfield College and has earned the Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) designations. Teresa is actively involved in the community, serving as a member of the Salem Rotary and the Boy's & Girl's Club.

Why Choose Us

At Team Lulay State Farm agency, we pride ourselves on our commitment to excellence and our dedication to our clients. Our team is comprised of experienced professionals who are passionate about providing exceptional service and support. We take the time to understand our clients' unique needs and provide personalized solutions to help them achieve their goals.

Reviews
Positive: Customers who were satisfied with their experience described the agents as knowledgeable, personable, and patient, and praised the competitive rates and local knowledge.
Negative: Some customers experienced poor service, including errors, lack of follow-through, and unreturned phone calls.

Customer Service

Many customers have had excellent experiences with Teresa Lulay State Farm Insurance, praising the professionalism and expertise of agents such as Crystal, Erin, Christy, Patrick, and Jolley. These agents have been described as knowledgeable, personable, and patient, taking the time to explain policies and answer questions.

Competitive Rates

Many customers have enjoyed significant rate reductions, with savings of up to 55% compared to their previous insurance providers. This has been achieved through agents' careful comparisons of insurance options and negotiations with various providers.

Local Knowledge

Staff members have shown a deep understanding of local insurance needs and have been proactive in addressing specific concerns and issues. This has led to strong recommendations from satisfied customers.

Mixed Feedback

Although most customers have had excellent experiences, a few customers have reported poor service and difficulty communicating with the agency. These negative experiences included errors, lack of follow-through, and unreturned phone calls. One customer even cited retaliation from the agent as a reason for switching to a different provider.

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