Minimize Cost. Maximize Benefits.
At Cosby Insurance Group, we pride ourselves on our unparalleled customer service, paired with over 35 years of experience in the employer health benefits industry. Our team, led by Steven G. Cosby, MHSA, is dedicated to providing expert guidance to businesses and individuals alike, helping them navigate the complexities of healthcare reform and insurance options.
Our Expertise
Cosby Insurance Group specializes in employer-based group health insurance plans, with a focus on the Affordable Care Act. We work closely with tech start-ups, defense contractors, and medium-size businesses throughout the Northern Virginia area, including Fauquier, Prince William, Fairfax, Loudoun, Arlington, Alexandria, and Fredericksburg counties. Our team is constantly updating their knowledge base, staying ahead of the curve on the latest legislation and policies associated with the insurance industry.
Our Services
We offer a range of services designed to help businesses and individuals make informed decisions about their healthcare options. Our services include:
- ACA Healthcare Reform: We provide expert guidance on the Affordable Care Act, helping businesses and individuals navigate the complexities of this legislation.
- Health Savings Accounts: We work with clients to set up and manage Health Savings Accounts (HSA), allowing them to balance cost and minimize risk.
- Employer Sponsored Health Plans: We help businesses design and implement employer-sponsored health plans that meet their unique needs and budget.
- Expatriate (Expat) Insurance: We provide insurance options for individuals and families living and working abroad.
Our Philosophy
At Cosby Insurance Group, we believe that each client is unique, with their own set of needs and goals. That's why we take the time to get to know our clients, understanding their specific situation and providing personalized solutions. Our goal is to minimize cost and maximize benefits, helping our clients achieve quality coverage and controlled expense.
Meet Our Team
Our team is led by Steven G. Cosby, MHSA, a seasoned professional with over three decades of experience in the employer health benefits industry. Steven is passionate about healthcare law, healthcare reform, and healthcare insurance, and is dedicated to providing expert guidance to our clients.

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