Cathie Halko

Since its inception, Halko Insurance Agency Inc. has been dedicated to providing comprehensive insurance solutions tailored to the unique needs of individuals and businesses throughout Lorain County. We are a trusted partner, committed to safeguarding your assets and offering peace of mind through superior coverage options.

Our philosophy is rooted in building strong, lasting relationships with our clients. We take the time to understand your individual circumstances, goals, and risk tolerance to ensure that you have the most appropriate insurance protection. We strive to make the insurance process transparent and easy to navigate. Our team of experienced professionals is readily available to answer your questions, provide expert guidance, and support you every step of the way.

Our Services

At Halko Insurance Agency Inc., we offer a wide array of insurance products designed to meet the diverse needs of our clientele.

Personal Insurance

• Auto Insurance: We understand the importance of protecting yourself and your loved ones on the road. Our comprehensive auto insurance policies provide coverage for a range of potential incidents, including accidents, collisions, theft, and vandalism. We work with several reputable insurance carriers to provide competitive quotes and customizable coverage options to fit your budget and driving needs.

• Homeowners Insurance: Your home is one of your most valuable assets. Our homeowners insurance policies offer comprehensive protection against damage caused by fire, windstorms, hail, theft, and other perils. We can also tailor coverage to include personal property, liability protection, and additional living expenses in the event of a covered disaster.

• Condo Insurance: Condo owners share certain risks with their community association, but individual units still need dedicated insurance protection. Our condo insurance policies cover the interior of your unit, your personal belongings, and liability protection.

• Renters Insurance: Renting a home doesn't mean you lack insurance options. Our renters insurance policies provide affordable protection for your belongings and personal liability coverage in case of accidents or damage in your rented space.

• Personal Articles Insurance: For valuable items that exceed standard coverage limits, we offer personal articles insurance specifically designed to protect your cherished possessions, such as jewelry, art, or collectibles.

• Life Insurance: We understand the importance of financial security for your loved ones. Our life insurance policies offer various options to ensure that your family is protected in the event of your passing.

• Health Insurance: Access to quality healthcare is essential. We work with a range of providers to offer comprehensive health insurance plans that meet individual and family needs.

• Pet Insurance: Your furry companions are part of the family. We offer pet insurance plans that can help cover the costs of unexpected veterinary expenses, providing peace of mind knowing your pet's well-being is protected.

• Recreational Vehicle (RV) Insurance: Whether you enjoy camping, road trips, or boating adventures, we have specialized insurance coverage to protect your recreational vehicles and your travels.

• Boat Insurance: Protecting your investment on the water is crucial. Our boat insurance policies offer comprehensive coverage for various types of boats, including liability protection, damage coverage, and onboard equipment.

Business Insurance

• We understand that businesses face unique risks. We offer tailored business insurance solutions that include:
• General Liability Insurance: Protects businesses from claims of bodily injury or property damage caused by their operations.

• Professional Liability Insurance: safeguards professionals against claims of negligence or errors and omissions in their work.
• Workers' Compensation Insurance: provides coverage for employees who sustain injuries or illnesses on the job.
• Commercial Property Insurance: protects business property, including buildings, equipment, and inventory, from damage or loss.

Our Commitment

At Halko Insurance Agency Inc., we are dedicated to providing exceptional customer service, expert advice, and personalized solutions. We believe in building long-term relationships with our clients based on trust, transparency, and a genuine commitment to their well-being.