Ifg Russell Advisors

Our History and Mission

For over 80 years, Morehead Group has been dedicated to providing sophisticated solutions for our clients' life insurance needs. Founded in 1941, our practice has built a reputation for delivering clarity, consensus, and confidence to our clients and their advisors. We believe that understanding is power, and that clear communication is key to making informed decisions.

Our Approach

At Morehead Group, we take a comprehensive and consultative approach to life insurance planning. We focus on addressing our clients' financial needs - both now and in the future. We believe that a clear approach and process drive intentional results. Our process begins with a thorough assessment of a client's current and future needs for insurance. We determine the unfunded personal and corporate liability and consider possible non-insurance alternatives and their impact.

Our Process

Our six-step Life Insurance Confidence System ensures that the plan we design achieves all it should. Our process involves:

1. Needs Assessment: We assess our client's current and future needs for insurance.

2. Concept Design: We determine the recommended amount of necessary insurance and establish consensus amongst the advisors.

3. Product Survey: We survey product offerings and conduct competitive analyses to make initial recommendations on product providers and strategies.

4. Underwriting Optimization: We submit our client's preliminary medical and financial information to an independent medical team and open negotiations with carriers to optimize their health classification.

5. Policy Fulfillment: We review all final offers from insurance carriers and present our recommendation to our client and their advisory team for approval.

6. Portfolio Administration: We regularly review our client's insurance strategy to ensure it stays in alignment with their goals and proactive alert them to any changes or new market offerings.

Our Values

At Morehead Group, we believe that understanding, teamwork, and knowledge are the keys to success. We are dedicated to providing clear and concise guidance to our clients and their advisors. Our expertise and extensive experience enable us to develop effective insurance strategies that deliver tangible results.

Contact Us

Visit us at 521 East Morehead St. Suite 150 Charlotte, NC 28202 or call us at (704) 334-2700.