H&M Insurance Agency

At H&M Insurance, we understand that every business is unique and requires specialized insurance coverage. That's why we offer a wide range of services tailored to meet the specific needs of our clients. From commercial property and auto insurance to business interruption and cyber liability, we have the expertise and resources to provide comprehensive coverage options.

Our Services

We offer a variety of services designed to protect your business from unexpected financial losses. Our commercial insurance services include Commercial Property, Commercial Auto, Fleet Insurance, Trucking Insurance, and Commercial Umbrella. For business owners, we provide General Liability, Business Owner's Policy, Workers Compensation, and Business Interruption Insurance. Additionally, we offer specialized coverage options like Cyber Liability Insurance, Errors and Omissions Insurance, Inland Marine Insurance, and Business Tools Insurance. By industry, we provide insurance solutions for restaurants, hotels, bakeries, masonry, HVAC, roofing, landscaping, painters, gyms, retail stores, electricians, plumbers, carpenters, and cleaning services.

Why Choose H&M Insurance?

Our agency prides itself on building lasting relationships with our clients. We are a local, family-owned and operated business with over 50 years of experience in the California insurance market. Our team of experts is dedicated to providing personalized service, flexible coverage options, and competitive pricing. We work with multiple carriers to ensure you have the best selection of insurance products to suit your needs. Whether you're looking for general liability insurance or specialized coverage for your industry, we're here to help.

Comprehensive Options

At H&M Insurance, we believe in offering our clients a broad range of insurance options. We partner with A+ insurance providers like Safeco, Travelers, and CIG to provide you with the flexibility and freedom to choose the policy and carrier that best aligns with your requirements. Our agents will take the time to understand your personal or business needs and help you navigate the complexities of insurance, ensuring you have the right protection in place.