Preferred Insurance

Who We Are

At Preferred Insurance Opportunities, we pride ourselves on being a trusted partner for our clients, providing expert guidance and personalized service to ensure their unique insurance needs are met. With over 50 years of combined industry experience, we have established a reputation for providing exceptional coverage options and expert advice to individuals, families, and businesses in Southern Minnesota and beyond.

Our Services

Our mission is simple: to provide a true client experience that is unique in the insurance industry. We believe that every client deserves the utmost dedication, expert advice, and personal attention from a trusted partner. Our team is committed to addressing each client's questions and concerns to provide the best options for all their personal, commercial, and health insurance needs.

Personal Coverage Options

We offer a wide range of personal coverage options to ensure that you, your family, and your assets are protected. From homeowners insurance to auto insurance, recreational vehicle insurance, and personal umbrella insurance, we will work with you to evaluate your potential coverage options and the risks you face to create a personalized insurance policy that's tailored to your needs.

Commercial Coverage Options

As a business owner, you understand the importance of protecting your assets and ensuring the ongoing success of your commercial endeavors. That's why we offer a comprehensive range of commercial coverage options, including liability, property, workers' compensation, commercial auto, and benefits liability, among others. Our expert agents will work with you to identify your unique needs and create a customized insurance solution that provides the protection you need.

Farm Coverage

For farmers and agricultural businesses, protecting your investments and ensuring a secure future for generations to come is crucial. Our team has extensive experience in farm insurance, and we will work with you to create a customized insurance solution that takes into account the unique risks and exposures of your farm or agricultural business.

Health Coverage

We understand the importance of protecting your health and well-being, and that's why we offer a range of health insurance options to suit your needs. Our expert agents will work with you to evaluate your health insurance options, including prescription drug coverage, deductibles, copays, and in-network and out-of-network providers.

The Path to Protection

At Preferred Insurance Opportunities, we take a thorough approach to understand your unique needs and provide personalized solutions. Our Path to Protection is a five-step process that ensures you receive the coverage you need:

1. Needs Analysis: We take the time to understand your unique needs and identify the potential risks and exposures you face.

2. Personalized Rating: We shop our competitive carriers to find the best rate that meets your coverage needs and budget.

3. Introduce Rates & Review Options: Together, we will review the policies that best fit your needs, and present the information so you can feel confident in the policy that meets your requirements.

4. Establish Coverage: We will work to immediately implement the coverages you've selected, providing you with the protection you need.

5. Follow Up: We will check in with you periodically to ensure your policy continues to meet your changing needs and that you continue to receive the best coverage options available.

Testimonials

Don't just take our word for it - hear from our satisfied clients:

• Nick Metzker at Preferred Insurance is extremely knowledgeable, professional, and personable. He not only delivers top-notch service but will beat his competitors' rates!
• I would highly recommend Preferred Insurance to everyone. Nick is very informative, explains in detail what you're paying for, gives you suggestions, and always has your best interest in hand!
• Working with Nick is an absolute pleasure. He took the time to understand my business and put together a comprehensive insurance package that has given me peace of mind.