David Otterson

At Heinz Insurance Agency, we pride ourselves on being the oldest, locally owned, independent insurance agency in Owatonna, Minnesota. Since 1941, we have been dedicated to providing excellence in insurance coverage for both personal and commercial applications. Our team of reliable and licensed insurance agents is committed to finding the right insurance solution for each client's unique situation and budget.

Why Choose an Independent Insurance Agency?

Among the numerous advantages of working with an independent insurance agency like Heinz Insurance Agency, several stand out. For instance, independent agencies like ours typically represent multiple insurance companies, allowing us to offer a full range of insurance products under one roof. This means that clients can obtain all their insurance needs - home, auto, boat, life, and health - in one convenient location. Additionally, since we are not obligated to sell coverage from a single company, clients can change their insurance coverage without having to change their agent.

Our agents take the time to get to know each client as an individual, not just a policy number. This personalized approach ensures that each client receives the attention and service they deserve. As licensed insurance agents, we work diligently to ensure that each client receives the best coverage at a competitive rate.

Auto Insurance

At Heinz Insurance Agency, we understand the importance of protecting your vehicle and retaining your independence. Our comprehensive auto insurance plans provide affordable, yet all-inclusive automobile coverage to protect against costly out-of-pocket auto repair and medical expenses. Whether you're a new driver seeking first-time coverage or a family adding a new vehicle to your policy, our friendly independent agents can quickly draw up an auto insurance policy to meet your needs and budgetary situation.

Homeowners Insurance

Your home is likely the biggest investment of your life. Make sure you protect it as best you can. In today's environment, a thorough homeowner's insurance policy is a must - not just to get the home loan itself, but also to financially protect you and your family from life's unforeseen events. Our insurance agents at Heinz Insurance Agency use great care to ensure that you have adequate homeowners insurance so you will be fully protected against the many possible losses that may occur.

Renter's Insurance

Whether you're a college student living with roommates or a family of five renting a town home, a comprehensive renter's policy should be a top priority. Robbery, fire, hail, or water - what would you do if your possessions were all of a sudden gone or damaged? A well-drafted renter's policy will allow you to recover the value of your possessions if they are stolen or damaged by fire, severe weather, or a burst water pipe. Renter's insurance also has you covered if someone is injured during an accident at your residence, by having a policy in place you help protect yourself in case of a liability lawsuit.

Farm Insurance

From small hobby farms to several 1000-acre farms, Heinz Insurance and their lineup of Farm Insurance Carriers can handle any need. Coverage for combine rock ingestion, suffocation coverage for livestock, milk contamination, to $1 million+ in farm equipment - we have you covered. Please let us give you a no-obligation Farm quote and coverage review.

Business/Commercial Insurance

At Heinz Insurance Agency, we understand the importance of protecting your business. Whether you're a small startup or a well-established enterprise, we can help you find the right insurance coverage for your unique business needs. Contact us today to discover how we can help you and your business protect your assets and reputation.

Conclusion

At Heinz Insurance Agency, we are committed to providing excellent service and coverage for all your insurance needs. With our team of experienced and licensed agents, we can help you find the right insurance solution for your personal or commercial application. Contact us today to learn more about our services and how we can help you protect your assets and future.