John W Hargrave & Associates

Driven by Compassion, Guided by Experience

John W. Hargrave & Associates is a trusted legal guiding hand for individuals facing financial distress. For over 43 years, founding attorney John W. Hargrave has provided compassionate and unwavering support to clients navigating the complexities of bankruptcy and related legal matters.

Our Mission

Our mission is to empower clients to navigate financial challenges with informed guidance and personalized solutions. We believe in:

• Accessibility: Providing clear, straightforward communication and readily available support.
• Empowerment: Guiding clients through each step of the process with transparent explanations and personalized solutions.
• Compassion: Treating every client with empathy and understanding throughout the process.

The Expertise You Need

Our experienced team offers comprehensive legal guidance in various areas, including:

• Chapter 7 Bankruptcy: Liquidating non-exempt assets to pay creditors.
• Chapter 13 Bankruptcy: Reorganizing debts and creating a repayment plan over time.
• Debt Consolidation: Combining multiple debts into a single, more manageable payment.
• Divorce and Bankruptcy: Addressing debt division and bankruptcy implications during divorce.
• DMV Surcharge Elimination: Recouping license suspension or revocation fees associated with traffic violations.

Personalized Attention, Every Step of the Way

We understand that facing financial challenges can be emotionally challenging. Our team is dedicated to offering personalized attention and customized strategies, ensuring each client receives the support they need. We:

• Provide clear explanations of legal options and potential outcomes.
• Explain the bankruptcy process step-by-step to ensure full understanding.
• Assist with completing necessary paperwork and gathering documents.
• Negotiate with creditors on your behalf to minimize debt collection.
• Offer guidance on post-bankruptcy life, including credit rebuilding strategies.

Contact Us Today

If you are burdened by debt and feel overwhelmed, contact John W. Hargrave & Associates today. We offer a free consultation to discuss your unique situation and explore your legal options.