Skarpa Insurance Agency

Skarpa Insurance Agency has been serving the insurance needs of Liberty County since 1992. Founded by Felix Skarpa, the agency has grown into a trusted name, providing personalized service and a wide variety of insurance options to individuals and businesses alike. As a family-owned and operated agency, we believe in building lasting relationships with our clients, getting to know their individual needs, and working tirelessly to find the perfect insurance solutions.

Our success is built on a foundation of integrity, transparency, and a commitment to exceeding customer expectations. We are proud to be an independent agency, allowing us the flexibility to partner with multiple insurance carriers and offer our clients the most competitive rates and comprehensive coverage available.

Being a Trusted Choice Independent Agency means we adhere to a strict Pledge of Performance, ensuring our clients receive the highest level of service and ethical practices. We are dedicated to providing our clients with the knowledge and resources needed to make informed decisions about their insurance needs.

Our Team

At Skarpa Insurance Agency, our experienced team of professionals is dedicated to providing you with the personalized attention and expert guidance you deserve. Steven Skarpa, the agency's current principal, is a lifelong resident of Liberty County and a graduate of the University of Houston. His deep understanding of the community coupled with his extensive insurance knowledge ensures he can cater to the specific needs of our clients.

Felix Skarpa, the agency's founder, continues to be actively involved as Chairman of the Board and brings his years of expertise to guide and support the agency's growth. Kasey Scott, our Property/Casualty agent, is committed to providing exceptional customer service and ensuring our clients have a smooth and positive insurance experience.

Committed to You

At Skarpa Insurance Agency, your satisfaction is our top priority. We understand that insurance can be complex, and we strive to simplify the process for you. We take the time to listen to your unique needs, answer your questions thoroughly, and provide clear and concise explanations about your coverage options. We build lasting relationships with our clients based on trust, transparency, and a genuine desire to help protect what matters most to them.

Our Services

Skarpa Insurance Agency offers a comprehensive range of insurance products and services, designed to meet the diverse needs of our individual and business clients.

• Personal Insurance:
• Home Insurance: We offer a variety of home insurance policies to protect your property from unexpected events, including fires, storms, vandalism, and theft. Our policies can be tailored to your specific needs, whether you have a single-family home, a townhouse, or a condo.
• Auto Insurance: Drive with peace of mind knowing you have the right coverage for your vehicle. We offer a range of auto insurance policies, including liability, collision, comprehensive, and uninsured/underinsured motorist coverage. Our team will help you find a policy that fits your budget and driving needs.
• Life Insurance:Protect your loved ones financially in the event of your untimely passing. We offer a variety of life insurance options, including term life insurance and permanent life insurance, to meet your specific needs and financial goals.
• Flood Insurance: Life in coastal areas or flood prone zones requires specialized protection. Our flood insurance policies provide essential coverage against flood damage, helping you recover financially from the devastating effects of a flood.
• Other Insurance: We also offer a range of other personal insurance products, such as umbrella insurance, personal liability insurance, and renter's insurance.

• Commercial Insurance:

We understand the unique insurance needs of businesses of all sizes. We offer a comprehensive suite of commercial insurance products designed to protect your business assets, employees, and financial stability. This includes:

• General Liability Insurance: This essential coverage protects your business from potential financial losses due to claims of bodily injury, property damage, or personal injury arising from your business operations.
• Commercial Property Insurance: Protect your physical assets, including your building, equipment, inventory, and other valuable property, from damage caused by fire, theft, vandalism, and other perils.

• Workers' Compensation Insurance: Statutory coverage in most states, this insurance helps protect your business from financial losses associated with employee injuries that occur on the job.
• Business Interruption Insurance: This critical coverage helps replace income lost when your business is temporarily shut down due to a covered event, such as damage from a fire or natural disaster.