Commonwealth Financial Services

Welcome to Commonwealth Financial Services, a trusted financial advisory firm dedicated to guiding our clients through the unpredictable waters of the market. As a fiduciary, we operate with utmost integrity, ensuring that your best interests are always put first. Our advice and guidance are based on logic and reason, helping you avoid emotionally-driven decisions that could hinder your financial progress. With a commitment to innovation, we stay abreast of the latest advancements in technology, portfolio management, and financial planning to provide you with the best possible services.

Who We Help

At Commonwealth Financial Services, we work with a diverse range of clients, from individuals and families to businesses and institutions. We understand that each client has unique financial goals and concerns, and we strive to provide personalized solutions that address their specific needs. Whether you're planning for retirement, seeking to grow your wealth, or looking for ways to protect your assets, our team of experienced financial advisors is here to help.

How We Do It

Our process begins with understanding your needs and goals. We take the time to listen to your concerns and gather all the necessary information to build a comprehensive financial plan tailored to your situation. This plan is designed to help you work towards accomplishing your goals while avoiding potential pitfalls along the way. We provide ongoing monitoring and reevaluation of your plan to ensure that you stay on track towards your financial objectives, even as life throws unexpected changes your way.

Our Services

At Commonwealth Financial Services, we offer a wide range of financial planning and advisory services to help you navigate the complex world of investments and finance. Here's a closer look at the services we provide:

Financial Planning

Financial planning is the cornerstone of our services at Commonwealth Financial Services. We believe that confidence begins with a plan, and we're here to help you address your goals for the future. Our team of financial advisors will work with you to create a detailed analysis that guides you towards your answers, whether you're concerned about retirement income, college tuition, or other financial goals. Our ongoing process ensures that you stay on track towards your objectives, even as life throws unexpected changes your way.

Investment Strategies

As your personal market watchdog, we monitor your investments to help you make consistent progress towards your goals. Our team of financial advisors offers a core set of investment strategies that match your optimal risk tolerance with suitable investments. We use a carefully researched questionnaire to assess your risk tolerance and provide guidance on a wide range of investment options, including stocks, bonds, mutual funds, and more.

Retirement Planning

Planning for retirement can be a complex and daunting task, but it doesn't have to be. At Commonwealth Financial Services, we assist you in bringing a plan for a comfortable retirement into focus. We can help answer a variety of retirement-related questions, such as the optimal age to utilize your Social Security benefits, maximizing your income while protecting your family, and understanding the impact of healthcare costs on your future.

Estate Planning

Planning for the distribution of your assets after your passing is an essential part of financial planning. At Commonwealth Financial Services, we offer estate planning services that help you protect your wealth and ensure that it passes on to your heirs according to your wishes. Our team of financial advisors will work with you to create a comprehensive estate plan that addresses your specific needs and goals.

Income Planning

Creating a reliable income stream in retirement is crucial for maintaining your lifestyle and achieving your financial goals. At Commonwealth Financial Services, we offer income planning services that help you create a predictable and sustainable income stream in retirement. Our team of financial advisors will work with you to create a customized plan that addresses your specific income needs and goals.

Education Planning

Planning for your children's education is an important part of financial planning. At Commonwealth Financial Services, we offer education planning services that help you create a plan for funding your children's education expenses. Whether you're saving for private school, college, or graduate school, our team of financial advisors will work with you to create a comprehensive plan that addresses your specific education planning needs and goals.

Portfolio Risk Analysis

Understanding the risk associated with your investment portfolio is crucial for making informed investment decisions