Vogelpohl Insurance Services

Central Coast Insurance Services, located in Monterey, California, is a full-service insurance and retirement planning agency dedicated to helping individuals, families, and businesses protect their financial well-being. Our agency, which was founded in 2010, is led by principal broker and owner Robert J. Vogelpohl, who has over 16 years of experience in the insurance industry. We take great pride in the reputation we have established for our exceptional customer service, expertise, and commitment to our clients' needs.

Individual and Family Health Plans

At Central Coast Insurance Services, we understand the importance of having access to quality health care. That's why we offer a variety of medical, dental, and vision plans for individuals and families. Our agency represents several different carriers, including Anthem BC, United Health Care, and Blue Shield of California, allowing us to provide our clients with a diverse range of options.

Under the Affordable Care Act, health insurance is now mandatory, and we can help you navigate the process of obtaining coverage. We will assess your needs and budget to find the right plan for you and your family. Our agency is also certified to determine if you are eligible for premium assistance through Covered California. If you are eligible, we will guide you through the enrollment process and help you maximize your benefits.

Life Insurance

Planning for the future includes protecting your loved ones financially. Our agency offers various life insurance options, including term life, return of premium life, universal life, index universal life, whole life, and simplified issue plans. We understand that everyone's needs and budgets are different, which is why we offer a variety of policies to fit your unique situation. Our no-exam required guaranteed issue and final expense plans are ideal for those with pre-existing conditions who need coverage up to $50,000.

Disability Insurance

A sudden illness or injury can put your financial future at risk. Our agency offers income replacement and business overhead expense insurance to help protect your financial well-being in the event of a disability. Disability insurance provides a source of income to help cover living expenses, debt payments, and business expenses while you recover.

Medicare Supplements & Part D Plans

As you approach retirement, it's essential to plan for your health care needs. Our agency offers Medicare supplements and Part D plans to help cover gaps in Medicare coverage. We can help you choose the right plan to fit your budget and needs.

Retirement Planning & Investment Strategies

Planning for retirement is a crucial aspect of financial well-being. Our agency offers various investment strategies, including fixed, index, and variable options, to help grow and protect your wealth. We also offer Traditional IRA's, Roth IRA's, and income and wealth preservation strategies to help you achieve your long-term financial goals.

Experience and Expertise You Can Trust

At Central Coast Insurance Services, we understand that insurance and retirement planning can be complex and overwhelming. Our experienced and knowledgeable team is here to help guide you through the process and answer any questions you may have. We pride ourselves on our commitment to our clients' needs and are dedicated to providing exceptional customer service.

Visit Us in Monterey

We invite you to visit our office in Monterey, located on the second floor above Layer's Bakery and next to Monte Vista Market. Our new website will be operational next month, and our agency will expand and be renamed Central Coast Insurance Services. Please don't hesitate to call or email us if you have any questions or would like to schedule an appointment.