Law Offices Of Stephen M. Hearne

Our Commitment

At the Law Offices of Stephen M. Hearne, we stand beside Maryland residents on the Eastern Shore facing financial challenges. With over 30 years of experience in bankruptcy law, attorney Stephen M. Hearne offers compassionate, personalized guidance to navigate the complex legal process and achieve a fresh financial start.

Dedicated to Bankruptcy Solutions

Our primary focus is bankruptcy law, specifically Chapters 7 and 13. We understand the deep emotional and financial burden of debt, and we are committed to providing accessible, affordable legal assistance throughout every step of the journey.

Personalized Advocacy

When you partner with us, you get more than just legal expertise. We take a personalized approach to each case, diligently reviewing your individual circumstances to explore all available options and ensure the most effective strategy for your unique needs.

Areas of Expertise

Our comprehensive services include:

• Chapter 7 Bankruptcy: Liquidation of non-exempt assets to discharge dischargeable debts.
• Chapter 13 Bankruptcy: Reorganization plan to repay debts over time.
• Debt Collection Defense: Representation in court to prevent creditor actions like wage garnishment or property seizure.

Additional Services

• Credit counseling and budgeting guidance
• Loan modification assistance
• Asset protection planning
• Post-bankruptcy debt rehabilitation

Our Attorney

Attorney Stephen M. Hearne has extensive experience handling bankruptcy cases. He is a respected member of the Eastern Shore Bankruptcy Bar Association and holds the prestigious AV Rating by Martindale-Hubbell. He is passionate about helping clients overcome financial challenges and achieving financial freedom.

Let's Work Together

If you are struggling with debt and considering bankruptcy, reach out to the Law Offices of Stephen M. Hearne today. We offer a free consultation to discuss your case and explore your options. Contact us and take the first step towards a new financial beginning.