Citizens Trust

CTC Insurance, established in 1913, has been providing insurance services in the Southeast for over a century. Our rich history began as the trust department for the former National Loan and Exchange Bank, where our primary focus was real estate and insurance services. Over the years, our services have expanded, and we have evolved into a full-service insurance agency dedicated to protecting businesses and individuals from the risks of everyday life.

Our agency's foundation was laid by the Board of Directors, including James T. Medlock, Joel S. Bailey, William T. Bailey, W. Allie Williams, Kenneth Baker, Ernest L. Norris, A. W. Henderson, and Harry L. Watson. Their unwavering commitment to our clients laid the groundwork for our success, allowing us to grow and expand our offerings over time.

Our Team: A Dedicated Group of Insurance Professionals

At CTC Insurance, we are proud of our team of experienced, knowledgeable, and compassionate insurance experts. As a Dave Ramsey Endorsed Local Provider (ELP), we maintain high customer service scores and uphold our 4-C Promise: Counsel (Guidance), Clarity (Understanding), Compass (Direction), and Comfort (Peace of Mind). Our commitment to your well-being and satisfaction is our top priority.

Our team understands that insurance needs and requirements are unique to each individual and business. As a result, we are dedicated to listening, understanding, and tailoring our services to address your specific needs effectively.

Services Offered: Comprehensive Protection and Consultation

*Commercial Insurance*: CTC Insurance offers a wide range of commercial insurance solutions, with customizable protection programs tailored to your business. Whether you need liability coverage, property insurance, workers' compensation, or specialized industry protection, our knowledgeable team has you covered.

*Employee Benefits*: Our staff of experienced professionals can help develop employee benefits programs that make sense for your business and employees. With options including health insurance, dental, vision, and life insurance plans, we can craft a benefits package that aligns with your goals, budget, and corporate values.

*Consulting Services*: CTC Insurance offers consulting services to review and provide valuable insights into your corporate situation. Our knowledgeable team will help identify areas of improvement, develop strategies, and ensure that your business is fully protected, compliant, and prepared for growth.

*High Value Personal Insurance*: Our personal insurance options cater to high-value clients seeking comprehensive coverage for their assets. We offer various solutions, including home, auto, and umbrella insurance, designed to protect your treasures and provide peace of mind.

*Bonds*: If your business requires surety bonds, CTC Insurance offers a variety of options to meet your needs. Our expertise in bonding allows us to provide the necessary guidance and insurance coverage required for your success.

Office Locations: Serving Clients Throughout the Southeast

With multiple locations in South Carolina, North Carolina, and Georgia, CTC Insurance is always ready to meet your insurance needs. Our offices are conveniently located in Greenwood, Bluffton, Westminster, Travelers Rest, Greer, and Hendersonville, allowing us to provide personalized attention and superior service to clients across the region.