Neuenschwander

At Neuenschwander, LLC, we understand the complexity and frustration that can come with navigating the world of health insurance. As a local health insurance broker, I, Ruth Neuenschwander, am dedicated to helping self-employed individuals and small businesses find affordable health insurance options that meet their unique needs.

My Approach

I take the time to educate and guide you through the process, ensuring that you make an informed decision about your health insurance. With my extensive knowledge and expertise, I will present various options that cater to your individual or business needs.

As an independent agent, I do not work for any one insurance company, which means I can provide you with a broader range of choices and solutions. My goal is to minimize premiums and reduce deductibles and copayments, providing you with the best possible coverage at an affordable price.

Services

I offer a comprehensive range of products and services designed to meet the diverse needs of individuals, families, and businesses. These include:

• Major Medical Health Insurance: Designed to provide financial protection against serious illnesses or hospitalizations, these plans usually have a deductible, which you will need to pay before the insurance company starts covering expenses.
• Short-term Health Insurance: Short-term health insurance plans are designed for individuals who need temporary coverage to bridge the gap between longer-term plans.
• Telemedicine: With Telemedicine, you and your family have direct access to state-licensed doctors for non-emergency illnesses and general care.
• Fixed Benefit Health Insurance: This type of insurance pays a set benefit per specified medical expense, as opposed to a share of the total covered costs after a deductible.
• Dental, Vision, and Hearing Insurance: We have a variety of options available for dental, vision, and hearing insurance, including services that are covered immediately and those with waiting periods.
• Accident Medical Expense Insurance: This type of insurance helps you pay for medical and out-of-pocket costs resulting from an accidental injury.
• Life Insurance: A life insurance policy provides a death benefit to beneficiaries upon the insured's death.
• Critical Illness Insurance: This type of insurance provides a lump-sum payment if the policyholder is diagnosed with a specified illness.

What Our Clients Say

• "Ruth is great. She really cares about my concerns and she found the best way to help me!" - Marina Stella
• "Ruth was very helpful and thorough with looking into the best options for us. Her information was detailed and at competitive rates." - Pascal Gartmann
• "Ruth proved to be extremely helpful when faced with navigating the confusing business of finding personal health care. Ruth removed the stress and presented us with a plan perfect for our needs. Ruth was diligent, thoughtful, and responsive. We could not be more pleased." - Steven Juenger

Contact Us

If you have any questions or concerns about our services, please don't hesitate to reach out. You can schedule a meeting with me or contact me directly at 513-773-5959 or Rneuenschwander@myHST.com.