Seacliff Mortgage

Who We Are

At SeaCliff Mortgage, we have an unparalleled passion for excellence and integrity. As an exclusively referral-based company, we stake our livelihoods on our quality of service and the relationships we make with our clients and referral partners. It is imperative that our service far exceeds our competitors' and that our rates and costs are the lowest in the industry. As your personal advisors, we will create a loan program based on your individual home financing needs. We pride ourselves on our business model: C - Communication, E - Efficiency, R - Responsiveness, T - Tenacity. We will beat any deal, guaranteed!

Our Vision

Our vision is to make purchasing your home easy and affordable. We offer a variety of services and loan programs that cater to different financial situations and home buying needs. We understand that every client is unique, and we strive to provide personalized and comprehensive mortgage solutions. We are dedicated to helping you achieve your homeownership goals and building a long-lasting relationship based on trust and transparency.

Our Services

FHA Mortgages - We offer FHA mortgages for first-time homebuyers and those with lower credit scores. FHA loans are insured by the Federal Housing Administration and designed to help borrowers who may not qualify for conventional mortgages. We will guide you through the process of obtaining an FHA loan, from pre-approval to closing.

VA Mortgages - We provide VA mortgages for active-duty military, veterans, and their families. VA loans are guaranteed by the Department of Veterans Affairs and offer flexible terms, low rates, and no down payment options. We will help you determine your eligibility and navigate the VA loan process.

Jumbo Loans - We provide jumbo loans for high-value properties and luxury homes. Jumbo loans exceed the conforming loan limits set by the Federal Housing Finance Agency. We offer competitive rates and terms for jumbo loans, as well as customized solutions for your unique financing needs.

Vacation Properties - We can help you secure financing for vacation homes and investment properties. Whether you're looking for a second home, a vacation rental, or a real estate investment, we have a variety of loan programs available. We understand that vacation properties have unique financing requirements and offer flexible options for your investment goals.

Reverse Mortgages - We offer reverse mortgages for seniors aged 62 and older. Reverse mortgages allow homeowners to convert a portion of their home equity into tax-free cash, while continuing to live in their home. We will help you understand the benefits and requirements of reverse mortgages, as well as other options for retirement and estate planning.

Mortgage 101 - We provide education and guidance on the mortgage process, from pre-approval to closing. We understand that the mortgage process can be overwhelming and confusing. That's why we offer a variety of resources, including articles, calculators, and FAQs, to help you make informed decisions and feel confident throughout the mortgage journey.

Our Commitment

We are committed to providing exceptional service and mortgage solutions for our clients. We understand that the mortgage process can be complex and stressful, and we strive to simplify and streamline the process. We will provide regular updates and communication throughout the mortgage process, and we are always available to answer your questions and concerns. We are dedicated to building long-lasting relationships based on trust, integrity, and excellence.