Marotta Wealth Management

Marotta Wealth Management is a team of fee-only financial advisors based in Charlottesville, VA. We are dedicated to providing comprehensive financial planning services to our clients, who are primarily small business owners, university professors, and other super-savers. Our goal is to help our clients achieve their financial goals by delivering a high level of customer service and personalized guidance. As fiduciaries, we always act in the best interest of our clients, ensuring that their financial well-being is our top priority.

Our Team

Our team consists of experienced professionals with diverse backgrounds and expertise. We pride ourselves on our collaborative approach, where each team member contributes their unique skills and knowledge to provide well-rounded advice. Our advisors are committed to ongoing education, ensuring that they stay up-to-date with the latest industry trends, regulations, and best practices. This dedication to professional development allows us to provide the most informed and strategic financial planning services to our clients.

Our Services

At Marotta Wealth Management, we offer a wide range of financial planning services tailored to meet the unique needs of our clients. These services include:

1. Asset Allocation Design: We help clients create customized portfolios based on their risk tolerance, time horizon, and financial objectives.

2. Portfolio Management: Our team actively manages clients' investments, making adjustments as necessary to ensure their portfolios remain aligned with their goals and market conditions.

3. Fee-Only Fiduciary: As a fee-only fiduciary, we do not receive commissions or any other compensation based on the products we recommend. This ensures our advice is unbiased and aligned with our clients' best interests.

4. Cash Flow Management: We assist clients in managing their income and expenses, optimizing their savings, and creating budgets to support their financial goals.

5. Freedom Investing: We specialize in helping clients implement the Freedom Investing strategy, which focuses on long-term, low-cost index fund investing while minimizing taxes.

6. Relationship Advisor: Each client is assigned a dedicated relationship advisor who serves as their primary point of contact, ensuring consistent and personalized service.

7. Quarterly Reporting: We provide transparent and detailed quarterly reports, allowing clients to track the performance of their investments and overall financial progress.

8. Regular Meetings: We conduct regular review meetings to ensure our clients' financial plans remain relevant and effective.

9. Estate Review: Our team helps clients navigate the complexities of estate planning, ensuring their assets are distributed according to their wishes and minimizing taxes.

10. Life Planning: We guide clients in aligning their financial decisions with their values, passions, and lifestyle goals.

11. Retirement Savings / Spending Analysis: We assist clients in analyzing their retirement savings and spending, helping them develop sustainable withdrawal strategies.

12. Dynamic Tilt: We implement dynamic tilting strategies to improve clients' risk-adjusted returns and align their investments with market conditions.

13. Tax Planning: Our advisors are skilled in developing tax-efficient investment strategies and minimizing clients' tax liabilities.

14. Roth Conversions: We help clients determine the optimal timing and strategy for Roth conversions, maximizing their tax benefits.

15. Required Minimum Distributions: We assist clients in managing their required minimum distributions to satisfy IRS requirements while minimizing taxes.

16. Capital Gains Management: We employ tax-loss harvesting and other strategies to help clients manage their capital gains and minimize taxes.

17. Backdoor Roth Contributions: Our team helps clients navigate the complex process of making backdoor Roth contributions, allowing them to maximize their retirement savings.

18. Donor Advised Funds: We guide clients in establishing and managing donor advised funds to support their charitable giving goals.