Pat Richard Insurance Agency

Established in 1970, Pat Richard Insurance Agency is a family-owned and operated independent insurance agency located in Saratoga, California. We are committed to providing our clients with personalized service and insurance products tailored to meet their specific needs. Our goal is to build long-term, trusting relationships with our clients by meeting their insurance needs today and in the future. We accomplish this by educating our clients on the various types of insurance, coverage limits, risks, and benefits so they can make informed decisions about protection for their home, automobile, and other assets.

Our Services

At Pat Richard Insurance Agency, we represent a carefully selected group of financially sound, highly-regarded insurance companies. We will provide you with quotes from several companies offering the best coverage at the best price. Our services include:

• Auto Insurance: We provide coverage for modern vehicles and classic cars. Our auto insurance policies meet California State Law requirements, which require that all drivers maintain auto liability insurance. We will help you determine the amount and type of insurance you need, including liability, medical payments, uninsured/underinsured motorist, collision, comprehensive, and towing and labor coverage.
• Home Insurance: We provide homeowners, condos, and townhomes, rental properties, and flood insurance to protect your home and assets. Our home insurance policies cover the structure of your home, personal property, and liability in case of accidents on your property.
• Boat Insurance: We provide boat insurance for ski to sail and personal watercraft. Our boat insurance policies cover physical damage, liability, and medical payments.
• Motorcycle Insurance: We provide motorcycle insurance for cruisers, touring, street, dirt bikes, and scooters. Our motorcycle insurance policies cover physical damage, liability, and medical payments.

Our Commitment

At Pat Richard Insurance Agency, we are committed to providing our clients with a high standard of excellence in all that we do. We understand the importance of meeting our clients' insurance needs today and in the future. We are dedicated to building long-term, trusting relationships with our clients by providing them with personalized service and insurance products that meet their specific needs.