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At Value Rate Insurance Agency, we take pride in being one of Florida's oldest and most trusted names in the insurance industry. With over 42 years of experience, we have been helping people save money every day by finding them the best insurance policies at an affordable price. Our team of insurance specialists is dedicated to providing personalized service to ensure that our clients receive the best coverage possible.
Our Services
We offer a wide range of insurance services, including Auto Insurance, Homeowners Insurance, Commercial Auto Insurance, Recreational and Watercraft Insurance, Motorcycle Insurance, Health Insurance, Medicare Plans, and Pre-Burial Insurance. Whether you're looking for a policy to protect your home, car, or business, we have got you covered.
Auto Insurance
Having proper Auto Insurance ensures your independence behind the wheel. From accidents and injuries to hit-and-runs and theft, it's essential to keep your car insured so you're prepared when accidents do happen. Our insurance specialists will work with you one-on-one to find a policy that keeps you and your drivers protected at all costs - for peace-of-mind driving assurance.
Homeowners Insurance
Your home is what keeps your family safe and sound, and it's usually the largest investment you make in life. At Value Rate Insurance, we find a policy to protect you from damage to your home and other structures on your property, like garages or sheds. You can also add personal property coverage to your homeowner's insurance policy to cover your household content and personal belongings, and even protect you in the case of flood damage.
Commercial Auto Insurance
It doesn't matter what type of business you are running, we have your commercial vehicles covered. Our policies are designed to protect your business from financial losses due to accidents or other unforeseen events.
Recreational and Watercraft Insurance
No matter what your path or how you're traveling, we have you covered. Our policies cover watercrafts, sailboats, jet skis, motor homes, camper trailers, golf carts, seaways, and all-terrain vehicles.
Motorcycle Insurance
No matter what type of motorcycle or scooter you are driving, we have you covered. Our affordable policies come with features and benefits like additional equipment coverage, helmet coverage, roadside assistance, renewal discount, and safe rider discount.
Disappointing Experiences
The reviews reveal a mix of opinions about Affordable Insurance Agency. On one hand, several customers have reported poorly handled situations, which have led to negative experiences. Jim Cherry, for instance, claims that Carolyn Chambers misled him about Medicare coverage, resulting in him paying thousands more for prescriptions. Similarly, Kristie Hall criticizes the agency's responsiveness, stating that it is difficult to get a hold of anyone to file a claim.
Positive Feedback
On the other hand, many customers have expressed satisfaction with the agency's services. Several reviewers have praised the agents' responsiveness, professionalism, and commitment to finding the best deals for their clients. Carolyn Chambers, for example, highlights the agency's after-hours service and Mack's prompt responses. Other reviewers have commended the agency's affordable rates, efficient service, and friendly staff.
Concerns and Complaints
The reviews also raise concerns about the agency's ability to handle requests and address customer issues. Jim Cherry's experience with Carolyn Chambers raises questions about her motives and whether she prioritized her own commissions over customers' best interests. Kristie Hall's complaint about the agency's lack of responsiveness echoes concerns about customer service.
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