Taryn Proctor

At Community Mortgage Inc., we understand that the mortgage process can be complex and overwhelming, particularly for first-time buyers and those with credit challenges. That's why we focus on educating our borrowers about the loan process and keeping them informed every step of the way. We believe that an informed consumer is a satisfied consumer, and we want to help build a strong community of homeowners.

Our team of experienced mortgage professionals has been serving the San Diego area for over a decade, with 10 amazing employees and over 1000 successful home purchases. We pride ourselves on providing personalized service and tailoring mortgage plans to meet the unique needs of our clients. We use our decades of experience in the mortgage industry to make the loan process fast, easy, and enjoyable.

Understanding the Loan Process

We believe that understanding the loan process is key to making an informed decision about your mortgage. That's why we offer a free mortgage checklist to help you get started, as well as top tips for home buyers and tips to refinance your home. Our checklist includes over 7 pages of amazing information based on real-world examples from our mortgage experts.

Our 3 simple steps to pre-approval are extremely valuable in the competitive San Diego market. By scheduling a consultation, developing a mortgage plan with your consultant, and applying for pre-approval, you can get a better idea of what you qualify for and make a stronger offer on your dream home.

Our Services

At Community Mortgage Inc., we offer a range of mortgage services to help you achieve and maintain home ownership. Whether you're a first-time buyer or a seasoned homeowner, we can help you find the right mortgage options to fit your needs. Our services include:

• Home Purchase Qualifier: Our quick and easy tool can help you find out what you qualify for when buying a home.
• Refinance Rate Checker: Our tool can help you check current refinance rates and see if refinancing is right for you.
• Home Negotiation Tips: Our resources can help you negotiate the best deal on your home purchase.
• Purchase Tips: Our resources can help you navigate the home buying process and make informed decisions.
• Credit Factors: Our resources can help you understand how your credit factors into your mortgage loan process.
• Mortgage Brokers and Mortgage Bankers: Our resources can help you understand the difference between mortgage brokers and mortgage bankers.
• Pre-Qualified and Pre-Approval: Our resources can help you understand the difference between pre-qualification and pre-approval.
• Required Documents: Our resources can help you understand what documents you need to provide for your mortgage application.

We offer a variety of mortgage programs to fit your needs, including conventional loans, FHA loans, super conforming mortgages, VA loans, jumbo loans, and reverse mortgages.

Partners and Testimonials

We work with and for our clients to provide the best mortgage options to help them achieve and maintain home ownership. Our partners trust us to provide personalized service and tailored mortgage plans. Our clients have shared their positive experiences working with us in their testimonials.

At Community Mortgage Inc., we are committed to building a strong community of homeowners. We strive to provide personalized service and tailored mortgage plans to help our clients achieve their dream of home ownership. Contact us today to schedule a consultation and learn more about our services.