Kolinsky Hill Financial Group

For over four decades, Kolinsky Wealth Management (KWM) has been a trusted partner for high-net-worth individuals and business owners nationwide. Founded in 1982 by Steven Kolinsky, the firm has grown into a second-generation enterprise, now overseen by Steven alongside his sons, Jason and Chad. Located in Ramsey, NJ, KWM prides itself on offering a comprehensive suite of financial services tailored to each client's unique needs and aspirations.

Our approach is built on a foundation of knowledge, experience, accessibility, and a genuine commitment to building lasting relationships. We understand that each client's financial journey is distinct, and we strive to create personalized strategies that address their individual goals, concerns, and risk tolerance. Our focus extends beyond simply managing investments; we take a holistic approach to wealth management, encompassing all aspects of a client's financial life, from retirement planning and estate preservation to tax optimization and insurance planning.

Why Choose Kolinsky Wealth Management?

We believe several key factors distinguish KWM from the competition:

• Decades of Experience: Our team brings over 40 years of collective experience in the financial industry, navigating market fluctuations and offering sound counsel through various economic climates.

• Dedicated Client Relationships: We foster deep, personalized relationships with our clients, serving as their trusted advisors and confidants. We prioritize open communication, transparency, and a willingness to go the extra mile to ensure our clients feel understood and supported.

• Personalized Financial Strategies: We recognize that a one-size-fits-all approach is ineffective in wealth management. We leverage our expertise to develop customized solutions tailored specifically to each client's circumstances, objectives, and risk appetite.

• Collaborative Approach:

We believe in the power of teamwork and actively collaborate with other professionals in our clients' lives, such as attorneys, accountants, and insurance brokers, to ensure a coordinated and comprehensive approach to wealth management.

Our Services

Investment Advisory Services: Our experienced investment advisors work closely with you to develop a diversified portfolio designed to meet your investment goals and risk tolerance. We offer a range of investment options, including stocks, bonds, mutual funds, and alternative investments, and we are committed to staying abreast of market trends and opportunities.

Retirement Planning for Privately Held Businesses: We understand the unique challenges faced by business owners planning for retirement. We provide tailored strategies to help ensure a smooth transition, addressing issues such as business succession planning, asset protection, and income generation during retirement.

Corporate Retirement Plan Consulting: We assist businesses in designing and implementing successful retirement plans for their employees. From choosing the right plan structure to managing investments and ensuring compliance with regulations, we provide comprehensive guidance to help businesses attract and retain talent.

Section 1031 Tax Deferred Exchanges: We specialize in helping clients defer capital gains taxes on real estate transactions through Section 1031 exchanges. We guide clients through the complex process, ensuring compliance with IRS guidelines and maximizing tax benefits.

Estate Planning: We work with you to create a comprehensive estate plan designed to protect your assets and ensure your wealth is passed on to your beneficiaries according to your wishes. We address wills, trusts, probate avoidance, and other estate planning considerations.

Comprehensive Financial Planning: We provide a holistic approach to financial planning, encompassing all aspects of your financial life. We analyze your current financial situation, set goals for the future, and create a customized plan to help you achieve your objectives.

Insurance Planning: We review your insurance needs and recommend policies that provide adequate protection for your family, your business, and your assets.

Privately Held Business Consulting: In addition to retirement planning and other financial services, we offer specialized consulting services for privately held businesses. This includes assistance with business succession planning, exit strategies, management buyouts, and more.