Retirement Management Systems

At Retirement Management Systems, we are a privately-owned registered investment advisor dedicated to helping individuals and financial advisors navigate the complexities of employer-sponsored retirement savings plans. With over 30 years of experience, our team has developed a disciplined portfolio management process and rigorous back-office trading operation to manage assets within 401(k), 403(b), 457, and other defined-contribution retirement plans sponsored through employers.

Our Mission

Our mission is to provide expert investment management services to individuals and financial advisors who want to prudently manage their retirement savings plans. We strive to build long-term relationships with our clients by providing personalized service, unbiased investment advice, and a rigorous process for selecting and managing investment portfolios.

Our Approach

We understand that not everyone has the time, tools, or talent to make smart investment decisions for their retirement savings plans. That's why we offer a range of services designed to help individuals and financial advisors prudently manage their employer-sponsored retirement savings plans. Our team employs a disciplined investment management process to allocate and monitor your savings plan account throughout the year, ensuring that your plan is aligned with your goals and risk tolerance.

Our Team

Our team of investment professionals has over 30 years of combined experience in managing retirement savings plans. Our president and CEO, J. Michael Scarborough, is a recognized expert in the field of retirement planning and has helped tens of thousands of people better prepare for retirement through the prudent management of their 401(k) savings plan accounts. Our team includes experienced financial planners, certified financial planners, and investment analysts who are dedicated to providing exceptional service and results to our clients.

Our Services

We offer a range of services designed to help individuals and financial advisors manage their employer-sponsored retirement savings plans. Our services include:

• Asset allocation and rebalancing
• Investment selection and monitoring
• Regular portfolio rebalancing
• Tax-efficient investment strategies
• Regular reporting and analysis

Our Philosophy

At Retirement Management Systems, we believe that individual investors deserve personalized investment advice and expert management of their retirement savings plans. We are committed to providing our clients with the highest level of service, expertise, and results. We believe that by working together, we can help our clients achieve their retirement goals and enjoy a more secure financial future.