Great Rates Plus the Service You Deserve.
At Rate Plus, Inc., we believe that everyone deserves a mortgage process that is simple, smooth, and speedy. Our team of experienced professionals is dedicated to providing our customers with the best possible rate and unparalleled service, ensuring that you receive the maximum savings and peace of mind throughout your homeownership journey.
Our Story
Our company was founded on the principle of delivering great rates and exceptional customer service. We understand that every customer's situation is unique, and we're committed to guiding you through the mortgage process to make the best decision for your specific needs. With over 30 years of lending experience, our team has worked in the mortgage industry for decades, closing tens of thousands of loans and streamlineing the mortgage process to best serve homeowners.
Our Mission
Our mission is to make the mortgage process as no-nonsense and hassle-free as possible. We accomplish this by eliminating costs, leveraging technology, and funding your loan quickly. We establish trust by staying true to our word, and our singular focus is to ensure you SAVE on your next refinance or purchase.
Core Values
Our core values are centered around being customer-centric, ensuring our customers get the best mortgage experience possible by putting their needs first every time. We hold ourselves to the highest ethical standards, are passionate about helping homeowners, respect each and every one of our employees and customers, and maintain transparency, accountability, and clear communication in all we do.
Why Choose Us
We know that buying or refinancing a home can be stressful, but it doesn't have to be. At Rate Plus, Inc., we ensure our borrowers have an easy, smooth experience. We guarantee to provide the best possible rate at our best service to our customers. We charge zero up-front fees, zero cancellation fees, and zero rate-lock fees, and we believe so firmly in what we do that we're passionate about providing exceptional service.
Services
We offer a range of loan programs, including home purchase, pre-approvals, rate and term refinances, cash-out refinances, home equity lines of credit (HELOCs), fixed-rate 2nd mortgages, and DSCR + investor programs. Whether you're purchasing a home, refinancing, or needing extra cash, we have a loan program to fit your needs.
Excellent Mortgage Services
Exceptional Loan Officers
Multiple reviewers praised the exceptional service provided by their loan officers, including Melissa, Michael, Rinia, Stephen, and David. They were described as knowledgeable, professional, friendly, and prompt in their responses.
Smooth and Efficient Process
Reviewers consistently mentioned the smooth and efficient process of refinancing their loans with Rate Plus. The process was described as quick, seamless, and hassle-free, with many reviewers receiving their loan funding in a short period.
Personalized Service
Many reviewers felt that they received a personalized service, with loan officers going above and beyond to ensure their needs were met. They were made to feel like VIP clients, with loan officers providing excellent communication and guidance throughout the process.
Excellent Customer Service
Rate Plus was commended for its excellent customer service, with reviewers praising the professionalism, organization, and personability of the staff. The company was described as providing a stress-free experience, with reviewers feeling at ease throughout the refinancing process.
Positive Outcomes
Reviewers were thrilled with the positive outcomes of their refinancing experiences, including receiving low interest rates, no cost loans, and timely funding.
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