Steven Hughes Insurance

At SMH Insurance, our mission is to provide individuals and businesses in Richmond, Virginia with the best possible insurance solutions. With over two decades of experience, we have built a reputation for providing exceptional service, expert knowledge, and personalized attention to our clients. Our team of licensed insurance specialists is dedicated to helping our clients navigate the complex world of insurance, ensuring that they receive the coverage they need to protect what matters most to them.

Our Services

At SMH Insurance, we specialize in a wide range of insurance services, including:

• Term Life Insurance: We offer affordable term life insurance rates with a range of coverage options, ensuring that our clients have the peace of mind that comes with knowing their loved ones are protected.
• Medicare Supplement Insurance: Our licensed agents can help you navigate the complex world of Medicare Supplement insurance, providing you with the best possible coverage options for your unique needs.
• Group Health Insurance: Whether you're a small business owner or a large corporation, we can help you find the perfect group health insurance plan for your employees.
• Individual Health Insurance: Our agents are experts in individual health insurance, helping you find the best possible coverage options for your unique needs and budget.
• Disability Insurance: We offer long-term disability insurance policies that provide financial protection for your income in the event of an accident or illness.
• Medigap Insurance: Our agents can help you find the perfect Medigap insurance plan, ensuring that you have access to the coverage you need.

Our Expertise

At SMH Insurance, our expertise is unmatched. With over two decades of experience, our licensed agents have the knowledge and expertise to help you find the best possible insurance solutions for your unique needs. Whether you're a small business owner, a family, or an individual, we are dedicated to providing you with the best possible service and coverage options.