Johnston Financial Service

About JFS

Johnston Financial Services is a financial planning and wealth management firm committed to helping individuals and families achieve their financial goals and navigate the complexities of financial planning. We believe financial wellness isn't just about numbers, it's about understanding your unique needs and aspirations.

Our Mission

Our mission is to provide personalized financial plans that align with your individual goals and aspirations. We strive to empower you to make informed financial decisions by offering:

• Tailored financial planning: We take the time to understand your individual circumstances, goals, and anxieties to create a personalized roadmap for success.
• Comprehensive wealth management: We help you manage your assets efficiently, considering your risk tolerance, financial goals, and market conditions.
• Ongoing guidance and support: We work with you every step of the way, reviewing and adjusting your plan as your life and financial situation evolve.

1. Financial Planning & Investment Management

• Asset allocation and portfolio construction
• Retirement planning and implementation
• Estate and inheritance planning
• Tax planning and optimization
• Insurance review and recommendations

2. Retirement Planning

• Maximizing retirement accounts (401(k), IRA, Roth IRA)
• Developing a comprehensive retirement savings and investment strategy
• Calculating estimated retirement income
• Planning for post-retirement expenses and lifestyle changes

3. Wealth Management

• Investment portfolio review and optimization
• Tax-advantaged wealth strategies
• Business succession planning
• Family wealth planning

4. Comprehensive Planning

• Financial needs assessment and goal setting
• Debt management and consolidation
• Spending and budgeting strategies
• Risk management planning

5. Estate Planning

• Developing a will or trust
• Designating power of attorney and healthcare directives
• Establishing living trusts and other estate documents

Our Team

Led by John R. Johnston, Senior Financial Consultant, our team of experienced professionals brings a diverse range of expertise and passion to every client relationship. We are committed to providing personalized attention and tailored solutions to meet your unique financial needs.