HeartStone Advisors

At HeartStone Advisors, we are a family business that has been helping individuals and families succeed financially for over 65 years. We pride ourselves in treating clients like family, offering approachable advice for high-net-worth individuals, 401(k) plans, and plan participants. Our journey began with Fred Matarazzo, who was inspired by the positive impact his family's accountant had on them. This led him to pursue higher education and eventually become a Certified Public Accountant and one of the nation's earliest Certified Financial Planners. Today, we continue to offer comprehensive financial services, including Private Wealth Management, ERISA Consulting, Financial Planning, and Employee Education. Our team, led by Fred and his son Al, is dedicated to providing nuanced financial advice to a variety of clientele.

Our Services

We offer a range of services designed to help you achieve your financial goals. Our Private Wealth Management services create and manage investment allocations for high net worth families and individuals, focusing on risk reduction and cost efficiency. For employers, we provide ERISA Consulting, reviewing and negotiating contracts, improving plan design, and taking on ERISA 3(38) liability for investments within workplace plans. Our Financial Planning services ensure your goals are achieved through rigorous, customized planning delivered by a CFP practitioner. We also offer Employee Education, providing ongoing education to retirement plan participants through one-on-one consultations, group education, and market commentary.

Meet the Team

Our team is comprised of experienced professionals dedicated to your financial well-being. Alfred Matarazzo, CMFC, is the firm principal and lead advisor, with over 3 decades of experience. Zachary Matarazzo, CFP, AIF, advises clients on investment, tax, retirement, and estate planning. Madison Montanye, formerly Matarazzo, manages client satisfaction and outreach.