Another Chance Debt Relief

At Gahanian Law, PA, we understand that financial distress can be overwhelming and isolating. We're dedicated to providing compassionate and effective legal representation to individuals and families in Florida who are struggling with overwhelming debt. Our mission is to empower our clients to regain control of their financial future by exploring all viable options and providing clear guidance through every step of the legal process. We believe that everyone deserves a fresh start, and we're committed to helping our clients achieve that through our expertise in bankruptcy, debt settlement, and foreclosure defense.

Our Services

We offer a comprehensive range of legal services designed to help individuals and families navigate challenging financial situations. Our areas of expertise include:

• Chapter 7 Bankruptcy: This type of bankruptcy offers a fresh start by eliminating most unsecured debts, such as credit card debt, personal loans, and medical bills. Our team will work closely with you to determine if Chapter 7 is the right option for your circumstances and guide you through the filing process.

• Chapter 13 Bankruptcy: Chapter 13 bankruptcy allows individuals with regular income to reorganize their debts through a court-approved repayment plan. We'll help you create a manageable plan that fits your budget and allows you to catch up on past-due payments.

• Debt Settlement: If bankruptcy is not the best option, we can explore debt settlement as an alternative. We'll negotiate with your creditors on your behalf to reduce the amount you owe and create a payment plan that is more manageable.

• Homeowners Insurance Claims: We understand the stress and hardship that homeowners face after a covered event. Our experienced team can help you navigate the complex insurance claim process, ensuring you receive the compensation you deserve.

• Student Loans: We provide guidance and representation to individuals struggling with student loan debt. We'll explore all available options, including discharge under bankruptcy or income-driven repayment plans.

• Foreclosure Defense: If you're facing foreclosure, we can help you explore options to prevent the loss of your home. This may include negotiating with your lender or filing for bankruptcy.

Client Centered Approach

At Gahanian Law, PA, we understand that legal matters can be stressful. That's why we prioritize open communication and personalized service. We strive to make the legal process as transparent and understandable as possible, providing clear explanations and addressing all of your concerns.