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Everyone Belongs: Join the Movement

At Emerald Coast Insurance Agency, we understand the importance of having the right insurance coverage to protect your assets and loved ones. As a locally-owned and independent agency, we have been serving the Sunshine State for over a decade, providing our clients with comprehensive and affordable insurance solutions. Our extensive knowledge of Florida insurance requirements and experience in communities throughout the state enable us to provide tailored coverage that meets your unique needs.

Our Story

Our team of experienced and caring agents has over 60 years of combined experience helping individuals, families, and businesses find the right insurance policies for their needs. We work closely with top-rated insurance companies to provide you with the coverage you need at competitive rates and affordable premiums. Our local and friendly agents are dedicated to providing exceptional service, responsive to your needs, and committed to helping you find the right coverage for your lifestyle and circumstances.

Our Services

We offer a range of insurance services to cater to the diverse needs of our clients. Our insurance services include:

Home Insurance: We offer comprehensive home insurance policies to protect your home, property, and belongings from unforeseen events. Our home insurance experts will work with you to create a personalized policy that meets your specific needs.

Auto Insurance: Our auto insurance policies are designed to provide you with the coverage you need to protect your vehicle, your driving record, and your financial well-being. From liability coverage to collision and comprehensive coverage, we can help you find the right auto insurance policy.

Liability Insurance: We offer liability insurance policies that provide protection for your business or personal affairs in the event of an unexpected loss or damage. Our liability insurance experts will work with you to create a tailored policy that meets your specific needs.

Specialized Services

We understand that every client is unique, which is why we offer specialized services to cater to your specific needs. Our team of experts will work with you to create a personalized insurance package that meets your unique circumstances. Whether you require flood insurance, umbrella insurance, or business insurance, we have the expertise and resources to provide you with the coverage you need.

Why Choose Us

When it comes to choosing an insurance agency, experience and expertise matter. At Emerald Coast Insurance Agency, we have over a decade of experience serving the Sunshine State and a team of experts with over 60 years of combined experience in the insurance industry. We take pride in our reputation for exceptional service, competitive rates, and personalized attention to your needs.

Get a Quote

At Emerald Coast Insurance Agency, we believe that insurance should be tailored to your unique circumstances. That's why we offer personalized quotes for home insurance, auto insurance, and liability insurance. Simply fill out one of our quote forms, and our team of experts will work with you to create a customized insurance package that meets your specific needs.

Reviews
Positive: The agency has received overwhelmingly positive reviews for their excellent service, friendly staff, and competitive rates.
Negative: However, one reviewer reported poor customer service, with the manager hanging up the phone on them twice.

Excellent Service and Competitive Rates

Emerald Coast Insurance has received overwhelmingly positive reviews from customers. Many reviewers have praised the agency's excellent service, friendly staff, and competitive rates. Several reviewers have mentioned that the staff, particularly Rachel, Stephanie, and Dilse, have gone above and beyond to take care of their insurance needs.

One reviewer, Amanda Holmes-Rippert, has been using the agency for 11 years and has always been satisfied with their service. Another reviewer, Donna Davis, had a hard time getting her insurance taken care of before Emerald Coast Insurance helped her. Mariana Urbina praised the agency's bilingual staff and great deals on car and home insurance. Yvette Ramirez and Aimee Shaw also had excellent experiences, with Stephanie going out of her way to ensure their paperwork was done correctly.

Alise Aceves, a new homeowner, was impressed with Stephanie's professionalism and courtesy, as well as the agency's ability to put her mind at ease. Cyrus Medrano, a military veteran, appreciated the agency's competitive rates and responsiveness. Jennifer Yeager and Louis Erickson also praised the agency's friendly and helpful staff.

Poor Customer Service

However, one reviewer, D., had a very negative experience with Emerald Coast Insurance. They reported that the manager, Stephanie, hung up the phone on them twice and told them not to call back again.

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