Law Offices Of Carol M Galloway

The Law Offices of Carol M. Galloway, P.A., is dedicated to providing compassionate and effective legal representation to individuals and businesses facing challenging financial and employment circumstances. We understand that legal issues can be overwhelming, and our mission is to guide you through the process with clarity, expertise, and support.

Our Approach to Client Care

At our firm, we believe in building strong relationships with our clients based on trust, communication, and a genuine commitment to their well-being. We take the time to listen carefully to your concerns, explain your legal options in plain language, and develop a customized strategy tailored to your unique needs. Our clients value the high level of communication and accessibility we offer. They appreciate knowing that their attorney is dependable, reliable, and diligently working to achieve the best possible outcome for them. We are committed to providing clear and concise guidance every step of the way, ensuring you feel informed and empowered throughout the legal process.

Comprehensive Legal Services

We offer a wide range of legal services, including:

Chapter 7 Bankruptcy: This form of bankruptcy is designed to provide individuals and businesses with a fresh start by eliminating most unsecured debts, such as credit card debt and medical bills. Whether you're facing overwhelming consumer debt or managing a struggling business, Chapter 7 bankruptcy can offer a path to financial freedom. Understanding the complexities of Chapter 7 eligibility requirements and procedures is crucial. We guide you through the process, ensuring you meet the necessary criteria and navigate the court proceedings effectively.

Chapter 13 Bankruptcy: For individuals and sole proprietors with a steady income, Chapter 13 bankruptcy provides a structured repayment plan to address financial challenges. When a person files under Chapter 13, the court works with them to create a manageable repayment plan over a three to five year period. This allows them to retain valuable assets while getting back on a stable financial footing.

Business Bankruptcy: We understand the unique challenges businesses face when they encounter financial difficulties. Our experience in business bankruptcy allows us to help companies navigate the complexities of Chapter 7 or Chapter 11 bankruptcy, depending on their specific needs and goals. We assist with asset liquidation, debt restructuring, and minimizing liability to protect the interests of the business and its stakeholders.

Credit Card Debt: Credit card debt can quickly spiral out of control, leading to stress and financial instability. Our firm can help you explore various options for managing, negotiating, or eliminating your credit card debt. We can work with creditors to reach a compromise or assist you in exploring chapter options.

Medical Debt: Medical bills can pose a significant financial burden, especially for those without sufficient insurance coverage. We understand the complexities of medical debt and can guide you through your options, including negotiating with healthcare providers, exploring payment plans, or considering bankruptcy if appropriate.

Debt Collections: When creditors aggressively pursue repayment, it can feel overwhelming. We can intervene on your behalf to protect your rights and negotiate favorable terms with debt collectors.

Mortgage Modifications: Facing foreclosure can be a terrifying experience. We can help homeowners explore loan modification options with their lender, potentially saving their homes from foreclosure by adjusting their mortgage terms.

Debt Settlement: In certain situations, debt settlement may be a viable option to reduce the amount owed to creditors. Our firm can negotiate with creditors on your behalf to reach a settlement agreement that is acceptable to both parties.

Employment Discrimination: The law protects employees from discrimination based on various protected characteristics, including race, religion, gender, sexual orientation, and disability. If you believe you have been unfairly treated or discriminated against in your workplace, we can help you assert your rights and pursue legal action.

Additional Practice Areas

We also handle cases related to:

• Sexual Harassment
• HAVEN Act Violations
• Americans with Disabilities Act (ADA) Discrimination

Experienced Advocacy for Your Rights

At the Law Offices of Carol M. Galloway, P.A., we are committed to providing our clients with the highest level of legal representation and unwavering support during challenging times. We are dedicated to finding creative solutions and achieving the best possible outcomes for our clients.