Cambridge Investment Research

At Capital Financial Planning, we believe that feeling good about your finances is part of feeling good about life. We understand that the world around us is continually changing at a rapid pace, and we are committed to providing unbiased advice with no corporate agenda, sales goals, or conflicts of interest.

Our philosophy is built on the foundation of empowering our clients to take control of their financial futures. We believe that no two people have the same financial situation or decision-making process, which is why we focus on your unique goals and provide customized financial plans that meet your needs.

We are a team of professionals dedicated to helping individuals and families achieve their financial goals. Our team of experts, led by Ryan L. Brooks, RICP, Michael T. Oetken, and Kim K. Crnkovich, will work closely with you to develop a comprehensive financial plan that addresses your specific needs and goals.

Our Services

At Capital Financial Planning, we offer a wide range of services designed to help individuals and families achieve their financial goals. Our services include:

• Retirement Planning: We help our clients develop a comprehensive retirement plan that takes into account their income needs, investment goals, and tax implications.
• Estate Planning: Our experts will work with you to create an estate plan that ensures the protection and distribution of your assets according to your wishes.
• Investment Management: We offer investment management services that are tailored to your individual needs and goals, using a combination of passive and active investment strategies.
• Insurance and Risk Management: Our team will help you navigate the complex world of insurance and risk management, providing guidance on the best products and strategies to protect your assets.

Our Process

At Capital Financial Planning, we believe that the best plans are developed as a team, with every area of your financial world functioning together. Our process is designed to help you achieve your goals and build a solid financial foundation that results in peace of mind. We take the time to understand your unique situation, goals, and concerns, and work with you to develop a personalized plan that addresses your financial needs.

Areas of Practice

At Capital Financial Planning, we have expertise in the following areas:

• Individuals and Families: We help individuals and families achieve their financial goals, providing guidance on investments, estate planning, and insurance and risk management.
• Businesses: We offer financial planning and investment management services to businesses of all sizes, helping them achieve their financial goals and create a secure financial future.
• Public Sector Employees: We have expertise in serving public sector employees, helping them navigate the unique financial challenges they face and providing guidance on investments, retirement planning, and more.

Our Team

At Capital Financial Planning, we are committed to providing exceptional service and expert guidance to our clients. Our team includes:

• Ryan L. Brooks, RICP: As a financial advisor and partner at Capital Financial Planning, Ryan has extensive experience in financial planning, investment management, and insurance and risk management.
• Michael T. Oetken: As a financial advisor and partner at Capital Financial Planning, Michael has expertise in retirement planning, estate planning, and investment management.
• Kim K. Crnkovich: As a Registered Client Service Associate, Kim provides exceptional service and support to our clients, ensuring that their financial needs are met and their goals are achieved.

At Capital Financial Planning, we believe that feeling good about your finances is part of feeling good about life. We are committed to providing exceptional service and expert guidance to help you achieve your financial goals and build a secure financial future.