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At James E. Holmes, Inc., we pride ourselves on being an independently owned and locally operated insurance agency based in Melbourne, Florida. With a rich history dating back to 1920, we have been helping individuals and businesses in the state of Florida find affordable and reliable insurance products from a variety of trusted carriers. As an independent agency, we are not tied to any one insurance carrier, which means we can research rates and coverage options from several top insurance companies to find the perfect combination of coverage and price to fit your unique needs.

Why Choose an Independent Agent?

Not all insurance agents are the same. Choosing the right one can make a big difference in price, service, and value. At James E. Holmes, Inc., we believe in providing personalized service and taking the time to understand your unique insurance needs. We do the hard work so you don't have to, researching rates and coverage options from multiple insurance carriers to find the best policies for you. Whether you're looking for auto, home, life, health, or business insurance, our team of experienced professionals is here to help.

Our Services

We offer a wide range of insurance services, including:

Auto Insurance

  • Classic Car
  • Motorcycle
  • Boat & Watercraft
  • RV & Motorhome
  • Commercial Auto
  • Workers' Compensation

Property Insurance

  • Homeowners
  • Renters
  • Condo
  • Landlord
  • Flood
  • Earthquake
  • Umbrella

Business Insurance

  • Business Owners Policy
  • Commercial Property
  • Commercial Umbrella
  • General Liability
  • Commercial Auto
  • Workers' Compensation
  • Surety Bonds

Life Insurance

  • Term Life
  • Whole Life
  • Universal Life
  • Variable Life

Why Choose Us?

At James E. Holmes, Inc., we believe in providing exceptional service and taking the time to understand your unique insurance needs. We have a team of experienced professionals who are dedicated to helping you find the right insurance products to protect your family, your business, or your property. Whether you're looking for a free online quote or personalized service, we're here to help.

Get in Touch

Ready to learn more about our insurance services? Contact us today by submitting a free online quote request or calling us at 321-723-7441. We're always here to help.

Reviews (3)
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Positive: The insurance company's customer service is prompt and satisfactory.
Negative: The agent, Russel Holmes, provided poor service, being rude and unhelpful.

Customer Reviews

The reviews highlight two customers' experiences with an insurance company. One customer, Mari, has been with the company for 20 years and has never had any issues. She praises the company's prompt customer service, stating that they return calls promptly and that she is very satisfied.

On the other hand, another customer, Teresa Williams, had a negative experience with the company. She spoke with an agent named Russel Holmes and was disappointed with the service. According to her review, Russel was rude and didn't take the time to answer her questions about eligibility for getting homeowners insurance in Florida. She would not recommend the company or purchase insurance from them again.

Comparison

The two reviews present a mixed picture of the insurance company. While one customer had a positive experience with the company, the other customer had a negative experience. The positive review highlights the company's good customer service, while the negative review highlights the poor service given by a specific agent.