At Dan Kramer State Farm Agency, we are dedicated to providing exceptional service and personalized insurance solutions to our customers in Howell, Michigan. With over 20 years of experience, our agency has earned a reputation for being one of the most trusted and respected insurance providers in the area.
Our Mission
Our mission is to help our customers create a personal price plan that protects what's important to them, whether it's their family, belongings, or their bottom line. We believe that everyone deserves a personalized approach to insurance, which is why we take the time to understand our customers' unique needs and goals. Our goal is to provide a seamless and stress-free experience, so our customers can focus on what matters most to them.
Services
We offer a wide range of insurance services, including:
- Auto Insurance: Whether you're looking for coverage for your daily driver, a new driver, or a collector's car, we've got you covered. Our auto insurance policies are designed to meet the unique needs of our customers.
- Recreational Vehicles: If you enjoy the great outdoors and own a motorcycle, motorhome, camping trailer, boat, or off-road vehicle, we can help you protect your investment with specialized recreational vehicle insurance.
- Homeowners Insurance: Our homeowners insurance policies offer comprehensive coverage for your largest investment, including repairs, replacements, and personal property.
- Renters Insurance: If you rent an apartment or home, our renters insurance policy can provide coverage for your personal property, both inside and away from your rental property.
- Personal Articles Policy: For those who own valuable items such as collectibles, jewelry, sports equipment, and other items, our personal articles policy provides additional coverage for these unique items.
- Business Insurance: Whether you're a small business owner or a startup, we can provide you with smart options for business insurance, including business owners policies, commercial auto policies, individual health policies, and workers' compensation.
- Life Insurance: Our life insurance policies can help you secure the future of your family, providing financial protection in the event of an unexpected loss.
About Dan Kramer
Dan Kramer is a State Farm agent with over 20 years of experience in the insurance industry. He graduated from Michigan Technological University with a Bachelor of Science in Electrical Engineering and also completed the Air Force ROTC Program. Dan has served 8 years active duty in the Air Force, including deployments to Afghanistan and Iraq. He is a current member of the Michigan Air National Guard and has been married to his wife for over 20 years, with six beautiful children. Dan is a dedicated community member, serving as a board member for the Howell Chamber of Commerce and participating in various charitable events.
Contact Us
If you're looking for personalized insurance solutions that cater to your unique needs, contact Dan Kramer at Dan Kramer State Farm Agency in Howell, Michigan. We're here to help you protect what's important to you.
Customer Experience
Reviews highlight a mix of positive and negative experiences with Dan Kramer's State Farm agency. While some customers appreciate the friendly and helpful staff, others have had frustrating interactions, including mistakes with policy renewals, incorrect notes, and denied claims.
Pricing and Policy Issues
Some customers have expressed concerns about high premiums, with one reviewer stating that the cost is steep for young people. Another reviewer had an issue with a high deductible and felt that the policy was not tailored to their needs. Additionally, some customers have experienced problems with denied claims, including a claim for a leak under a dishwasher being denied as a "maintenance issue."
Staff and Agency Performance
Reviews praise the staff for being friendly, helpful, and kind. However, some customers have had negative experiences with the agency, citing incompetence, lack of attention to detail, and a lazy attitude. One reviewer had issues with billing information being lost, and another had problems with incorrect VIN numbers and rude customer service.
