Michaels Clifford, CFP

Passionate About Financial Wellness

We are a team of experienced financial planners dedicated to helping individuals and families achieve financial security and build a prosperous future. Our focus is on providing personalized financial guidance and strategies tailored to each client's unique needs and goals.

Our Guiding Principles

Our approach is driven by core values that underpin our client relationships:

• Transparency: We believe in open communication and clear explanations throughout the financial planning process.
• Client-Centeredness: Understanding your unique goals and aspirations is central to crafting solutions that work for you.
• Integrity: We uphold the highest ethical standards and always act in your best interest.
• Sustainability: We advocate for long-term financial planning that promotes sustainable growth and security.

What We Do

We offer a comprehensive array of financial services designed to empower you to achieve your financial goals:

Wealth Management

• Investment planning and portfolio management
• Income planning and tax optimization
• Retirement planning and 401(k) guidance
• Estate planning and wealth transfer strategies

Retirement Planning

• Assessing your current financial situation and retirement goals
• Developing a personalized retirement roadmap
• Optimizing your employer-sponsored plans
• Implementing strategies to maximize your contributions and earnings

Financial Planning & Risk Management

• Insurance review and recommendations
• Credit management and debt consolidation
• Asset allocation and investment planning
• Comprehensive financial analysis and planning

Experience and Results

With over 30 years of experience in financial management, our team has helped countless clients achieve their financial aspirations. We partner with you to:

• Accumulate wealth through strategic investments
• Distribute wealth thoughtfully for a secure retirement
• Protect your assets from potential risks
• Create a tailored plan for your unique financial journey

Join Us on Your Path to Financial Success

Our personalized approach and proven strategies empower you to take control of your financial future. Contact us today to schedule a complimentary consultation and discover how we can help you achieve your financial goals.