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Caring for what matters to you most from our family to yours

At Direct Insurance Services of MN, we're proud to be an independent insurance agency based in Sauk Rapids, Minnesota. Our agency was founded in 2010 by Tom Kotula and his wife, Margaret, with a mission to provide no-stress, hassle-free insurance options to individuals and businesses in central Minnesota. For over a decade, we've been dedicated to delivering high-quality, local, independent service to our clients.

As an independent agency, we have the unique ability to represent multiple top-preferred insurance companies. This allows us to offer a wide range of insurance products and services to cater to the diverse needs of our clients. Our priority is to provide exceptional customer service and support, ensuring that our clients feel valued and protected.

Our Team

Our team consists of knowledgeable and experienced insurance professionals who are committed to providing outstanding service to our clients. We understand that everyone's insurance needs are unique, and we take the time to listen to our clients and tailor our services to meet their individual requirements. We're proud to have been honored with the 2015 Smart Choice Leadership Award by Smart Choice, a network of over 4,800 independent agents and 80 carrier partners.

Our Services

We offer a comprehensive range of insurance products and services to our clients, including:

  • Auto Insurance: Whether you're a careful driver or a thrill-seeker, we have a range of auto insurance options to suit your needs.
  • Home Insurance: Protect your home and belongings with our comprehensive home insurance policies.
  • Business Insurance: We offer a variety of business insurance options to ensure your company is protected from potential risks.
  • Life Insurance: Our life insurance policies can provide financial security for your loved ones in the event of your passing.
  • Health Insurance: We offer a range of health insurance options to cater to your individual or family's health insurance needs.

Companities We Represent

We represent a variety of top-preferred insurance companies, including:

  • Safeco
  • Progressive
  • MetLife
  • Travelers
  • Minnesota Fair Plan
  • Liberty Mutual
  • Hartford
  • Hagerty

Resource Center

Our resource center offers a wealth of information to help you make informed decisions about your insurance needs. From timely articles and informative videos to calculators and glossaries, our resource center is designed to provide valuable insights and guidance.

Get in Touch

If you have any questions or would like to discuss your insurance needs, please don't hesitate to contact us. Our team is always available to provide personalized service and support.

Reviews (30)
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Positive: The agency is praised for its exceptional customer service, knowledgeable agents, and ability to find competitive pricing and coverage.
Negative: One reviewer had a disappointing experience due to a lack of response from their agent.

Excellent Customer Service

The majority of reviews highlight the exceptional customer service provided by the agents at Direct Insurance Services. Reviewers praise their prompt responses, willingness to help, and ability to explain complex insurance details in a clear and concise manner.

Highly Recommended Agents

Several reviewers specifically mention their agents, such as Ben, Kelly, Hunter, and Tom, as being highly knowledgeable, friendly, and responsive. They appreciate the personalized attention and care they receive from these agents, which has earned the agency a high level of trust and loyalty.

Competitive Pricing and Coverage

Many reviewers mention that they were able to get the best coverage at an affordable price, thanks to the efforts of their agents. They appreciate the agency's ability to shop around for the best rates and find the most suitable policies for their needs.

One Disappointing Experience

However, one reviewer had a negative experience, citing a lack of response from their agent despite multiple attempts to contact them. This led to them switching to a different agency.