At Headwaters Wealth Management, we believe that the collective wisdom and expertise of our partners is the key to providing exceptional service and unparalleled results. Our team of dedicated professionals brings together decades of experience in the financial services industry, with a focus on investment, retirement, and estate planning strategies. We are committed to building long-lasting relationships with our clients, understanding their unique needs and goals, and delivering personalized solutions that address their financial aspirations.
Our Philosophy
At Headwaters Wealth Management, we believe that every individual's financial journey is unique and requires a tailored approach. We take the time to understand our clients' priorities, values, and risk tolerance to develop a comprehensive wealth management strategy that aligns with their goals. By combining our experience, expertise, and cutting-edge technology, we help our clients achieve financial security, peace of mind, and a brighter financial future.
Our Services
We offer a wide range of specialized services to cater to the diverse needs of individuals, families, and businesses. Our services include:
- Investment Strategies: We help our clients create a customized investment plan that aligns with their financial goals and risk tolerance, utilizing a variety of investment products and strategies.
- Retirement Planning: Our experienced partners work closely with clients to create a comprehensive retirement plan, considering factors such as income, expenses, and long-term care needs.
- Estate Planning: We help our clients create a customized estate plan that ensures the transfer of their assets according to their wishes, minimizing taxes, and protecting their loved ones.
- Risk Management: Our team helps clients identify and mitigate potential risks, providing a comprehensive risk management plan to protect their financial well-being.
- Business Owner and Executive Solutions: We specialize in providing customized financial planning services to business owners and executives, helping them navigate complex financial decisions and achieve their goals.
- Company Retirement Plans: Our partners help clients design and implement 401(k), profit-sharing, and other employer-sponsored retirement plans that align with their business goals and benefits their employees.
Our Team
Our team of experienced professionals is committed to delivering exceptional service and expertise to our clients. Our partners have spent decades in the financial services industry, and their collective experience amounts to more than 125 years. Our team includes:
- Robert B. Hayes: A founding partner with 29 years of experience, Bob has served as a senior manager for several major brokerage firms.
- Paul L. Norman: A partner with over 24 years of experience, Paul has continued his passion for working with businesses and individuals to help them achieve their financial goals.
- Chris Billings, CFA: With more than 27 years of experience in the investment industry, Chris is responsible for defining investment objectives and implementing investment strategies.
- Bart Leach: A second-generation financial advisor with 19 years of experience, Bart is dedicated to building long-lasting relationships with his clients.
- Lisa M. Derig: A founding partner with over 30 years of experience, Lisa excels at building meaningful long-term relationships and managing large relationships.
What Sets Us Apart
At Headwaters Wealth Management, we believe that our team's unique blend of experience, expertise, and financial planning expertise sets us apart from other financial services firms. Our partners have a deep understanding of the financial markets and a proven track record of delivering exceptional results. We are committed to providing unbiased, personalized advice to our clients, tailored to their individual needs and goals.
