More Than Mortgages, We Make Friends
Palm State Mortgage Company has been a privately held, Florida licensed mortgage brokerage corporation since 1986. With a strong reputation for providing exceptional service and securing the best possible mortgage loan terms for residential and small commercial properties throughout the state of Florida.
Our Commitment to Service
At Palm State Mortgage Company, we take pride in our ability to tailor our services to each individual borrower's unique needs and qualifications. Our experienced team strives to make our clients' "dreams" come true, and in the most financially beneficial manner possible. We understand that purchasing or refinancing a property can be a daunting task, which is why we are dedicated to providing a personalized experience from start to finish. Our goal is to make the mortgage process as seamless and stress-free as possible.
Expertise and Versatility
With over 35 years of experience, our team has witnessed and adapted to the ever-changing mortgage landscape. We have developed a deep understanding of the Florida real estate market and have fostered strong relationships with leading national mortgage lenders. This expertise allows us to offer a comprehensive range of mortgage loan products, including:
Loan Programs
- Fixed Rate Mortgages
- Adjustable Rate Mortgages
- Jumbo Loans
- Construction-Renovation Loans
- Home Equity Lines of Credit
- FHA Loans
- VA Loans
- USDA Loans
Types of Properties
- Primary Residences
- Second Homes
- Investment Properties
- Condominiums
- Townhouses
- Single-Family Homes
Personalized Service
At Palm State Mortgage Company, we believe that personalized service is the key to a successful mortgage experience. Our team is dedicated to ensuring that every client receives the exceptional service they deserve. From the initial consultation to the loan closing, we will be with you every step of the way. We will work tirelessly to ensure that your mortgage financing needs are met, and that you are completely satisfied with the services we provide.
Realistic Expectations
We understand that navigating the mortgage process can be overwhelming. That's why we believe in providing honest estimates of mortgage fees and a realistic understanding of the financing process. We will explain the loan options available to you, and ensure that you have a thorough understanding of the terms and conditions of your loan. This transparency allows you to make informed decisions and ensures that your financing experience is a smooth and successful one.
Our Staff
Our team of experienced mortgage professionals is dedicated to providing exceptional service and expertise to every client. With years of combined experience in the mortgage industry, we have developed a deep understanding of the Florida real estate market and have a track record of delivering exceptional results for our clients.
Conclusion
At Palm State Mortgage Company, we are committed to providing the highest level of service and expertise in the mortgage industry. We pride ourselves on our ability to tailor our services to each individual borrower's unique needs and qualifications. Whether you are purchasing or refinancing a property, we are here to guide you every step of the way. Contact us today to learn more about how we can assist you in achieving your financial goals.
Overall Experience
The reviewers have had an overwhelmingly positive experience with Pearl, a team at Palm State. They praise the team's ability to handle multiple issues with ease and efficiency, providing a smooth and hassle-free experience during the refinancing process.
Detailed Feedback
Several reviewers have praised Pearl's professionalism, reliability, and prompt responses. They appreciate the team's expertise in handling complex situations and their willingness to go the extra mile to ensure a successful outcome. The reviewers also commend the team's ability to communicate effectively and keep them informed throughout the process.
Common Themes
One common theme that emerges is the importance of having a reliable and responsive team by one's side during the refinancing process. The reviewers emphasize that Pearl's team exceeded their expectations, making the process much less stressful and more manageable.
No Negative Comments
There are no negative comments or complaints about Pearl or the refinancing process.