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Cavanaugh/Smith/Habel Insurance Agency is an independently owned and locally operated insurance agency in Santa Clara, California. We help people across the state find affordable and reliable insurance products from a variety of trusted carriers. As an independent agency, we can help you find the perfect combination of coverage and price to fit your unique needs.

What Does Independent Mean?

"Independent" means we're not tied to any one insurance carrier. In other words, we can research rates and coverage options from several top insurance companies to find the best policies for you. We do the shopping and comparing to save you time and money!

Our Team

Outstanding service starts with an outstanding team. Meet the professionals behind Cavanaugh/Smith/Habel Insurance Agency.

Companies We Represent

Here are the insurance companies we currently work with. Already a customer? Use the provided links or phone numbers to manage your account.

Why an Independent Agent?

Not all insurance agents are the same! Choosing the right one can make a big difference in price, service, and value. We are dedicated to providing outstanding service and helping our customers make informed decisions about their insurance needs.

Our Services

We offer a wide range of insurance services, including:

  • Auto Insurance: We offer a variety of auto insurance options to fit your needs, from standard policies to specialized coverage for motorcycles, classic cars, and more.
  • Property Insurance: We can help you find the right homeowners, renters, or condo insurance policy to protect your property and possessions.
  • Business Insurance: We offer a range of commercial insurance options, including business owners' policies, commercial property insurance, and more.
  • Workers' Compensation: We can help you find the right workers' compensation insurance policy for your business.
  • Surety Bonds: We offer a variety of surety bonds to help you meet your business insurance needs.

What Our Customers Say

"Through a friend's recommendation, we started using CSH more than a decade ago. Mike Rousseau has been our Agent during all this time. We have always found Mike to be very professional and knowledgeable, and he understands our Insurance requirements by being a good listener. Mike is constantly on the look-out for the best insurance deals available, and packages them specifically to suit our Insurance needs. On several occasions, when we've had to make a claim, Mike is always there to answer our questions and help expedite the claim process. Most importantly, the coverage provided has always been as Mike said it would be. He is the kind of agent that every consumer would like to have, and we feel fortunate to have Mike as our agent. We would definitely continue to recommend Mike and CSH to anyone who is looking for help and guidance with their insurance needs." - Tony & Bernadette C.

Get in Touch

We invite you to submit a free online quote request or call us at (650) 345-9292 to review coverage options for auto, home, business, and more. We provide free, no hassle and no obligation insurance quotes to help you make an informed decision.

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