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Empowering You with the Right Coverage

At Cosmo Insurance Agency, we pride ourselves on being a full-service independent insurance agency, dedicated to providing our clients with comprehensive and cost-effective solutions to meet their specific insurance needs. With offices in Hackensack (Bergen County) and Lakewood (Ocean County), New Jersey, we cater to individuals and businesses alike, offering a wide range of insurance products and services that are tailored to meet the unique requirements of our clients.

Our Story

Our team of experienced insurance professionals is committed to establishing long-term relationships with our clients, built on trust, expertise, and exceptional customer service. We believe in over-delivering on our promises, ensuring that our clients receive the best possible coverage plans that meet their specific needs and budget. Our goal is to provide comprehensive, creative, and cost-effective solutions that empower our clients to make informed decisions about their insurance needs.

Our Services

We offer a vast array of insurance products and services, including:

  • Employee Benefits: We create customized solutions for businesses, providing support for their employees at extremely competitive rates.
  • Health Insurance: We offer individual and group health insurance plans, tailored to each client's specific needs.
  • Dental Insurance: We provide affordable, full-service dental plans that cater to the unique needs of our clients.
  • Life Insurance: Our team educates and guides clients through the process of purchasing life insurance, ensuring they get the best possible plan to fit their budget and lifestyle.
  • Long Term Care: Our Long-Term Care (LTC) plans provide coverage for all senior needs, ensuring our clients are secured for both their health and financial security in their golden years and beyond.
  • Disability Insurance: Our disability insurance plans offer our clients peace of mind, knowing they are covered for every eventuality.

Why Choose Cosmo?

At Cosmo Insurance Agency, we take pride in being a one-stop shop for all your insurance needs. We help clients navigate the complex world of insurance, finding cost-effective solutions that meet their unique requirements. Our team has saved our clients up to hundreds of thousands of dollars a year without compromising on their benefits. We offer competitive rates, superior benefits, and exceptional customer service, making us the go-to insurance agency in New Jersey.

Reviews (36)
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Positive: The reviewers praise the excellent customer service, knowledgeable staff, and personalized solutions provided by Cosmo Insurance Agency.

Excellent Customer Service

The reviews praises the customer service provided by Cosmo Insurance Agency, with many reviewers mentioning the efficient, knowledgeable, and courteous staff. The representatives are commended for being attentive, responsive, and helpful in addressing clients' needs and concerns.

Knowledgeable Staff

The reviewers appreciate the staff's expertise in the insurance industry, with many mentioning that they were able to find the best insurance options for their needs. The staff is also praised for being able to explain complex insurance concepts in a clear and concise manner.

Personalized Service

Several reviewers mention the personalized service they received, with staff members going the extra mile to address their specific needs and concerns. This personal touch is highly valued by the clients, who feel that they receive tailored solutions that cater to their individual circumstances.